HOMETOWN
Federal • Peru, Indiana • Est. 1936
Quick Facts
- Charter Number
- #1621
- Type
- Federal
- Established
- 1936
- Headquarters
- Peru, Indiana 46970-2233
- Address
- 151 N Broadway
- Branches
- 1
- ATMs
- 1
- Members
- 3,965
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,965 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOMETOWN |
|---|---|
| Total Assets | $36.4M |
| Members | 3,965 |
| Loans Outstanding | $25.8M |
| Shares & Deposits | $24.6M |
| Net Worth | $11.7M |
| Net Worth Ratio | 32.22% |
| Loan-to-Share Ratio | 105.1% |
| Delinquency Rate | 2.06% |
| Net Income | +$1,478,989 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Hometown Federal Credit Union
Main Office151 N Broadway
PERU, IN 46970
Who Can Join HOMETOWN?
Membership Type: Other/Unknown
Membership eligibility for HOMETOWN may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOMETOWN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. HOMETOWN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HOMETOWN has 3,965 members and a potential membership field of 50,000 people.
HOMETOWN's net worth ratio is 32.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 32.2%, HOMETOWN meets this threshold.
HOMETOWN operates 1 branch location and has access to 1 ATMs. The main office is located at 151 N Broadway, PERU, IN 46970.
HOMETOWN was established in 1936. It is a federal credit union chartered under charter number 1621. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HOMETOWN. All financial data is for informational purposes only.