HONOR
State-Chartered • BERRIEN SPRINGS, Michigan • Est. 1934
Quick Facts
- Charter Number
- #63004
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- BERRIEN SPRINGS, Michigan 49103
- Address
- 8385 EDGEWOOD ROAD
- Branches
- 29
- ATMs
- 29
- Members
- 105,536
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
105,536 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HONOR |
|---|---|
| Total Assets | $1.8B |
| Members | 105,536 |
| Loans Outstanding | $1.4B |
| Shares & Deposits | $1.5B |
| Net Worth | $220.8M |
| Net Worth Ratio | 12.21% |
| Loan-to-Share Ratio | 88.3% |
| Delinquency Rate | 1.18% |
| Net Income | +$23,190,568 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
29 locations · 29 ATMs
Honor Credit Union
8952 US Highway 31
Berrien Springs, MI 49103
Honor Credit Union
56337 M 51 S
Dowagiac, MI 49047
Honor Credit Union
Main Office8385 Edgewood Rd
Berrien Springs, MI 49103-9004
Honor Credit Union
1873 E Napier Ave
Benton Harbor, MI 49022
Honor Credit Union
133 Badt Dr
Coloma, MI 49038
Who Can Join HONOR?
Membership Type: Community
Membership eligibility for HONOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact HONOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. HONOR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HONOR has 105,536 members and a potential membership field of 11,799,767 people.
HONOR's net worth ratio is 12.21% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, HONOR meets this threshold.
HONOR operates 29 branch locations and has access to 29 ATMs. The main office is located at 8385 Edgewood Rd, Berrien Springs, MI 49103-9004.
HONOR was established in 1934. It is a state-chartered credit union chartered under charter number 63004. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HONOR. All financial data is for informational purposes only.