HORIZON
Federal • Williamsport, Pennsylvania • Est. 1955
Quick Facts
- Charter Number
- #10687
- Type
- Federal
- Established
- 1955
- Headquarters
- Williamsport, Pennsylvania 17701
- Address
- 2849 Reach Rd
- Branches
- 7
- ATMs
- 5
- Members
- 14,181
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
14,181 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HORIZON |
|---|---|
| Total Assets | $147.9M |
| Members | 14,181 |
| Loans Outstanding | $96.7M |
| Shares & Deposits | $133.6M |
| Net Worth | $13.6M |
| Net Worth Ratio | 9.16% |
| Loan-to-Share Ratio | 72.4% |
| Delinquency Rate | 1.83% |
| Net Income | +$1,037,179 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 5 ATMs
Third Street Branch
1007 E 3rd St
WILLIAMSPORT, PA 17701
LOCK HAVEN BRANCH OFFICE
217 W BALD EAGLE ST
LOCK HAVEN, PA 17745
Lycoming Creek Branch
1930 Lycoming Creek Rd
Williamsport, PA 17701
Muncy Branch
867 Lycoming Mall Dr
Muncy, PA 17756
State College Branch
2451 East College Avenue Suite 100
State College, PA 16801
Who Can Join HORIZON?
Membership Type: Community
Membership eligibility for HORIZON may vary. Contact the credit union directly to confirm qualification requirements.
Contact HORIZON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. HORIZON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HORIZON has 14,181 members and a potential membership field of 650,249 people.
HORIZON's net worth ratio is 9.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, HORIZON meets this threshold.
HORIZON operates 7 branch locations and has access to 5 ATMs. The main office is located at 330 Pine st, Williamsport, PA 17701.
HORIZON was established in 1955. It is a federal credit union chartered under charter number 10687. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HORIZON. All financial data is for informational purposes only.