HORIZON
State-Chartered • Spokane Valley, Washington • Est. 1948
Quick Facts
- Charter Number
- #67264
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- Spokane Valley, Washington 99215
- Address
- PO Box 15128
- Branches
- 30
- ATMs
- 27
- Members
- 106,635
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
106,635 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HORIZON |
|---|---|
| Total Assets | $2.0B |
| Members | 106,635 |
| Loans Outstanding | $1.6B |
| Shares & Deposits | $1.7B |
| Net Worth | $251.2M |
| Net Worth Ratio | 12.36% |
| Loan-to-Share Ratio | 97.0% |
| Delinquency Rate | 0.24% |
| Net Income | +$20,396,981 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
30 locations · 27 ATMs
Mullan Branch
201 N Mullan Rd
Spokane Valley, WA 99206-3790
Sandpoint Branch
520 5th Ave
Sandpoint, ID 83864-1519
Deer Park Branch
900 S Main St
Deer Park, WA 99006-2608
Colville Branch
1474 N Highway
Colville, WA 99114-2008
Post Falls Branch
920 N Highway 41
Post Falls, ID 83854
Who Can Join HORIZON?
Membership Type: Community
Membership eligibility for HORIZON may vary. Contact the credit union directly to confirm qualification requirements.
Contact HORIZON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. HORIZON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HORIZON has 106,635 members and a potential membership field of 3,304,603 people.
HORIZON's net worth ratio is 12.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, HORIZON meets this threshold.
HORIZON operates 30 branch locations and has access to 27 ATMs. The main office is located at 13224 E Mansfield Ave Ste 300, Spokane Valley, WA 99216.
HORIZON was established in 1948. It is a state-chartered credit union chartered under charter number 67264. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HORIZON. All financial data is for informational purposes only.