HOWARD COUNTY SCHOOL EM
Federal • Kokomo, Indiana • Est. 1964
Quick Facts
- Charter Number
- #16065
- Type
- Federal
- Established
- 1964
- Headquarters
- Kokomo, Indiana 46902
- Address
- 105 W Southway Blvd
- Branches
- 1
- Members
- 2,435
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,435 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOWARD COUNTY SCHOOL EM |
|---|---|
| Total Assets | $32.2M |
| Members | 2,435 |
| Loans Outstanding | $8.0M |
| Shares & Deposits | $26.6M |
| Net Worth | $5.6M |
| Net Worth Ratio | 17.26% |
| Loan-to-Share Ratio | 30.3% |
| Delinquency Rate | 1.25% |
| Net Income | +$149,299 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main Office
Main Office105 W Southway Blvd
Kokomo, IN 46902
Who Can Join HOWARD COUNTY SCHOOL EM?
Membership Type: Community
Membership eligibility for HOWARD COUNTY SCHOOL EM may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOWARD COUNTY SCHOOL EM directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
HOWARD COUNTY SCHOOL EM is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, HOWARD COUNTY SCHOOL EM has 2,435 members and a potential membership field of 4,500 people.
HOWARD COUNTY SCHOOL EM's reported net worth ratio is 17.26% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
HOWARD COUNTY SCHOOL EM operates 1 branch location. The main office is located at 105 W Southway Blvd, Kokomo, IN 46902.
HOWARD COUNTY SCHOOL EM was established in 1964. It is a federal credit union chartered under charter number 16065. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or HOWARD COUNTY SCHOOL EM. All financial data is for informational purposes only.