HTM
State-Chartered • Haverhill, Massachusetts • Est. 1937
Quick Facts
- Charter Number
- #67749
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Haverhill, Massachusetts 01831
- Address
- P.O. Box 383
- Branches
- 1
- Members
- 1,787
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,787 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HTM |
|---|---|
| Total Assets | $28.6M |
| Members | 1,787 |
| Loans Outstanding | $14.3M |
| Shares & Deposits | $24.6M |
| Net Worth | $4.0M |
| Net Worth Ratio | 13.95% |
| Loan-to-Share Ratio | 58.3% |
| Delinquency Rate | 0.06% |
| Net Income | +$110,397 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
HTM Credit Union
Main Office4 Summer St Ste 3
Haverhill, MA 01830-5843
Who Can Join HTM?
Membership Type: Community
Membership eligibility for HTM may vary. Contact the credit union directly to confirm qualification requirements.
Contact HTM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. HTM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HTM has 1,787 members and a potential membership field of 10,000 people.
HTM's net worth ratio is 13.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, HTM meets this threshold.
HTM operates 1 branch location. The main office is located at 4 Summer St Ste 3, Haverhill, MA 01830-5843.
HTM was established in 1937. It is a state-chartered credit union chartered under charter number 67749. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HTM. All financial data is for informational purposes only.