I-C
Federal • FITCHBURG, Massachusetts • Est. 1934
Quick Facts
- Charter Number
- #24250
- Type
- Federal
- Established
- 1934
- Headquarters
- FITCHBURG, Massachusetts 01420
- Address
- 300 BEMIS RD
- Branches
- 6
- ATMs
- 7
- Members
- 36,634
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
36,634 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | I-C |
|---|---|
| Total Assets | $548.0M |
| Members | 36,634 |
| Loans Outstanding | $408.8M |
| Shares & Deposits | $493.8M |
| Net Worth | $48.8M |
| Net Worth Ratio | 9.32% |
| Loan-to-Share Ratio | 82.8% |
| Delinquency Rate | 1.43% |
| Net Income | $-974,939 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 7 ATMs
Main Office
Main Office300 Bemis Rd
Fitchburg, MA 01420
Electric Ave
520 Electric Ave
Fitchburg, MA 01420
Westminster
71 Main St
Westminster, MA 01473
Ayer
72 Park St
Ayer, MA 01432
Mechanic Street
400 Mechanic St
Leominster, MA 01453
Who Can Join I-C?
Membership Type: Other/Unknown
Membership eligibility for I-C may vary. Contact the credit union directly to confirm qualification requirements.
Contact I-C directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. I-C is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, I-C has 36,634 members and a potential membership field of 3,919,256 people.
I-C's net worth ratio is 9.32% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, I-C meets this threshold.
I-C operates 6 branch locations and has access to 7 ATMs. The main office is located at 300 Bemis Rd, Fitchburg, MA 01420.
I-C was established in 1934. It is a federal credit union chartered under charter number 24250. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or I-C. All financial data is for informational purposes only.