I-C
Federal • Fitchburg, Massachusetts • Est. 1934
Quick Facts
- Charter Number
- #24250
- Type
- Federal
- Established
- 1934
- Headquarters
- Fitchburg, Massachusetts 01420
- Address
- 300 Bemis Rd
- Branches
- 6
- ATMs
- 6
- Members
- 36,874
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
36,874 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | I-C |
|---|---|
| Total Assets | $547.3M |
| Members | 36,874 |
| Loans Outstanding | $418.0M |
| Shares & Deposits | $505.0M |
| Net Worth | $48.5M |
| Net Worth Ratio | 9.18% |
| Loan-to-Share Ratio | 82.8% |
| Delinquency Rate | 0.99% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Main Office
Main Office300 Bemis Rd
Fitchburg, MA 01420
Electric Ave
520 Electric Ave
Fitchburg, MA 01420
Westminster
71 Main St
Westminster, MA 01473
Ayer
72 Park St
Ayer, MA 01432
Mechanic Street
400 Mechanic St
Leominster, MA 01453
Who Can Join I-C?
Membership Type: Other/Unknown
Membership eligibility for I-C may vary. Contact the credit union directly to confirm qualification requirements.
Contact I-C directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
I-C is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, I-C has 36,874 members and a potential membership field of 3,919,256 people.
I-C's reported net worth ratio is 9.18% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
I-C operates 6 branch locations and has access to 6 ATMs. The main office is located at 300 Bemis Rd, Fitchburg, MA 01420.
I-C was established in 1934. It is a federal credit union chartered under charter number 24250. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or I-C. All financial data is for informational purposes only.