IDAHO CENTRAL
State-Chartered • Chubbuck, Idaho • Est. 1940
Quick Facts
- Charter Number
- #63194
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Chubbuck, Idaho 83202
- Address
- 4400 Central Way
- Branches
- 65
- ATMs
- 62
- Members
- 788,996
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
788,996 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IDAHO CENTRAL |
|---|---|
| Total Assets | $15.0B |
| Members | 788,996 |
| Loans Outstanding | $13.0B |
| Shares & Deposits | $13.3B |
| Net Worth | $1.2B |
| Net Worth Ratio | 8.28% |
| Loan-to-Share Ratio | 97.8% |
| Delinquency Rate | 0.43% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
65 locations · 62 ATMs
Member Service Center
Main Office4400 Central Way
Chubbuck, ID 83202
Downtown
401 W Front St
Boise, ID 83702-5157
LBJ
650 W State St
Boise, ID 83702-5936
Pierce Park
6328 W State St
Boise, ID 83703-2745
Overland
6707 W Overland Rd
Boise, ID 83709-2033
Who Can Join IDAHO CENTRAL?
Membership Type: Community
Membership eligibility for IDAHO CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact IDAHO CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Idaho
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Idaho RankingsFrequently Asked Questions
IDAHO CENTRAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, IDAHO CENTRAL has 788,996 members and a potential membership field of 2,176,000 people.
IDAHO CENTRAL's reported net worth ratio is 8.28% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
IDAHO CENTRAL operates 65 branch locations and has access to 62 ATMs. The main office is located at 4400 Central Way, Chubbuck, ID 83202.
IDAHO CENTRAL was established in 1940. It is a state-chartered credit union chartered under charter number 63194. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or IDAHO CENTRAL. All financial data is for informational purposes only.