IGNITE
State-Chartered • Battle Creek, Michigan • Est. 1936
Quick Facts
- Charter Number
- #62072
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Battle Creek, Michigan 49015
- Address
- 115 Riverside Dr
- Branches
- 11
- ATMs
- 10
- Members
- 30,282
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
30,282 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IGNITE |
|---|---|
| Total Assets | $371.2M |
| Members | 30,282 |
| Loans Outstanding | $295.9M |
| Shares & Deposits | $329.7M |
| Net Worth | $38.2M |
| Net Worth Ratio | 10.30% |
| Loan-to-Share Ratio | 89.8% |
| Delinquency Rate | 1.03% |
| Net Income | +$2,678,460 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 10 ATMs
Battle Creek Main
Main Office115 Riverside Dr
Battle Creek, MI 49015
Albion Branch
200 W Cass St
Albion, MI 49224
Coldwater Branch
415 N Willowbrook Rd
Coldwater, MI 49036
Jackson Branch
408 E Ganson St
Jackson, MI 49201-1509
Portage Branch
3070 W Centre Ave
Portage, MI 49024
Who Can Join IGNITE?
Membership Type: Community
Membership eligibility for IGNITE may vary. Contact the credit union directly to confirm qualification requirements.
Contact IGNITE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. IGNITE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, IGNITE has 30,282 members and a potential membership field of 10,110,177 people.
IGNITE's net worth ratio is 10.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, IGNITE meets this threshold.
IGNITE operates 11 branch locations and has access to 10 ATMs. The main office is located at 115 Riverside Dr, Battle Creek, MI 49015.
IGNITE was established in 1936. It is a state-chartered credit union chartered under charter number 62072. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or IGNITE. All financial data is for informational purposes only.