IGNITE
State-Chartered • Battle Creek, Michigan • Est. 1936
Quick Facts
- Charter Number
- #62072
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Battle Creek, Michigan 49015
- Address
- 115 Riverside Dr
- Branches
- 11
- ATMs
- 10
- Members
- 30,075
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
30,075 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IGNITE |
|---|---|
| Total Assets | $376.3M |
| Members | 30,075 |
| Loans Outstanding | $291.4M |
| Shares & Deposits | $333.7M |
| Net Worth | $38.3M |
| Net Worth Ratio | 10.17% |
| Loan-to-Share Ratio | 87.3% |
| Delinquency Rate | 0.79% |
| Net Income | +$56,410 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 10 ATMs
Battle Creek Main
Main Office115 Riverside Dr
Battle Creek, MI 49015
Albion Branch
200 W Cass St
Albion, MI 49224
Coldwater Branch
415 N Willowbrook Rd
Coldwater, MI 49036
Jackson Branch
408 E Ganson St
Jackson, MI 49201-1509
Portage Branch
3070 W Centre Ave
Portage, MI 49024
Who Can Join IGNITE?
Membership Type: Community
Membership eligibility for IGNITE may vary. Contact the credit union directly to confirm qualification requirements.
Contact IGNITE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
IGNITE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, IGNITE has 30,075 members and a potential membership field of 10,110,384 people.
IGNITE's reported net worth ratio is 10.17% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
IGNITE operates 11 branch locations and has access to 10 ATMs. The main office is located at 115 Riverside Dr, Battle Creek, MI 49015.
IGNITE was established in 1936. It is a state-chartered credit union chartered under charter number 62072. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or IGNITE. All financial data is for informational purposes only.