INDEPENDENT
Federal • Anderson, Indiana • Est. 1971
Quick Facts
- Charter Number
- #24171
- Type
- Federal
- Established
- 1971
- Headquarters
- Anderson, Indiana 46013
- Address
- 3737 S Scatterfield Rd
- Branches
- 1
- ATMs
- 1
- Members
- 6,158
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
6,158 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INDEPENDENT |
|---|---|
| Total Assets | $89.1M |
| Members | 6,158 |
| Loans Outstanding | $56.8M |
| Shares & Deposits | $78.6M |
| Net Worth | $10.1M |
| Net Worth Ratio | 11.30% |
| Loan-to-Share Ratio | 72.2% |
| Delinquency Rate | 4.02% |
| Net Income | +$1,938,360 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office3737 S Scatterfield Rd
Anderson, IN 46013
Who Can Join INDEPENDENT?
Membership Type: Other/Unknown
Membership eligibility for INDEPENDENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact INDEPENDENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. INDEPENDENT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, INDEPENDENT has 6,158 members and a potential membership field of 764,768 people.
INDEPENDENT's net worth ratio is 11.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, INDEPENDENT meets this threshold.
INDEPENDENT operates 1 branch location and has access to 1 ATMs. The main office is located at 3737 S Scatterfield Rd, Anderson, IN 46013.
INDEPENDENT was established in 1971. It is a federal credit union chartered under charter number 24171. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or INDEPENDENT. All financial data is for informational purposes only.