INDIANA LAKES
Federal • Warsaw, Indiana • Est. 1977
Quick Facts
- Charter Number
- #22704
- Type
- Federal
- Established
- 1977
- Headquarters
- Warsaw, Indiana 46580-4401
- Address
- 322 S Detroit St
- Branches
- 1
- ATMs
- 1
- Members
- 1,912
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,912 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INDIANA LAKES |
|---|---|
| Total Assets | $28.4M |
| Members | 1,912 |
| Loans Outstanding | $13.6M |
| Shares & Deposits | $25.0M |
| Net Worth | $3.3M |
| Net Worth Ratio | 11.53% |
| Loan-to-Share Ratio | 54.5% |
| Delinquency Rate | 0.22% |
| Net Income | +$60,940 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
322 South Detroit Street
Main Office322 S Detroit St
Warsaw, IN 46580-4401
Who Can Join INDIANA LAKES?
Membership Type: Other/Unknown
Membership eligibility for INDIANA LAKES may vary. Contact the credit union directly to confirm qualification requirements.
Contact INDIANA LAKES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
INDIANA LAKES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, INDIANA LAKES has 1,912 members and a potential membership field of 70,000 people.
INDIANA LAKES's reported net worth ratio is 11.53% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
INDIANA LAKES operates 1 branch location and has access to 1 ATMs. The main office is located at 322 S Detroit St, Warsaw, IN 46580-4401.
INDIANA LAKES was established in 1977. It is a federal credit union chartered under charter number 22704. The institution has been serving members for 49 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or INDIANA LAKES. All financial data is for informational purposes only.