INDUSTRIAL CU OF WHATCOM COUNTY
State-Chartered • Bellingham, Washington • Est. 1941
Quick Facts
- Charter Number
- #66337
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Bellingham, Washington 98227
- Address
- PO Box 1767
- Branches
- 6
- ATMs
- 6
- Members
- 33,218
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
33,218 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INDUSTRIAL CU OF WHATCOM COUNTY |
|---|---|
| Total Assets | $388.4M |
| Members | 33,218 |
| Loans Outstanding | $257.9M |
| Shares & Deposits | $337.7M |
| Net Worth | $46.2M |
| Net Worth Ratio | 11.90% |
| Loan-to-Share Ratio | 76.4% |
| Delinquency Rate | 0.65% |
| Net Income | +$5,824,304 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Northwest Avenue
3233 Northwest Ave
Bellingham, WA 98225-1317
State Street
Main Office1100 N State St
Bellingham, WA 98225-5014
Ferndale
1739 LaBounty Dr
Ferndale, WA 98248
Nugents Corner
5619 Lawrence Rd
Everson, WA 98247
Lynden
1980 Kok Rd
Lynden, WA 98264-1712
Who Can Join INDUSTRIAL CU OF WHATCOM COUNTY?
Membership Type: Community
Membership eligibility for INDUSTRIAL CU OF WHATCOM COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact INDUSTRIAL CU OF WHATCOM COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. INDUSTRIAL CU OF WHATCOM COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, INDUSTRIAL CU OF WHATCOM COUNTY has 33,218 members and a potential membership field of 237,222 people.
INDUSTRIAL CU OF WHATCOM COUNTY's net worth ratio is 11.90% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, INDUSTRIAL CU OF WHATCOM COUNTY meets this threshold.
INDUSTRIAL CU OF WHATCOM COUNTY operates 6 branch locations and has access to 6 ATMs. The main office is located at 1100 N State St, Bellingham, WA 98225-5014.
INDUSTRIAL CU OF WHATCOM COUNTY was established in 1941. It is a state-chartered credit union chartered under charter number 66337. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or INDUSTRIAL CU OF WHATCOM COUNTY. All financial data is for informational purposes only.