INDUSTRIAL CU OF WHATCOM COUNTY
State-Chartered • Bellingham, Washington • Est. 1941
Quick Facts
- Charter Number
- #66337
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Bellingham, Washington 98225-5014
- Address
- 1100 N State St
- Branches
- 6
- ATMs
- 6
- Members
- 33,072
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
33,072 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INDUSTRIAL CU OF WHATCOM COUNTY |
|---|---|
| Total Assets | $395.1M |
| Members | 33,072 |
| Loans Outstanding | $257.7M |
| Shares & Deposits | $344.5M |
| Net Worth | $46.5M |
| Net Worth Ratio | 11.77% |
| Loan-to-Share Ratio | 74.8% |
| Delinquency Rate | 0.43% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Northwest Avenue
3233 Northwest Ave
Bellingham, WA 98225-1317
State Street
Main Office1100 N State St
Bellingham, WA 98225-5014
Ferndale
1739 LaBounty Dr
Ferndale, WA 98248
Nugents Corner
5619 Lawrence Rd
Everson, WA 98247
Lynden
1980 Kok Rd
Lynden, WA 98264-1712
Who Can Join INDUSTRIAL CU OF WHATCOM COUNTY?
Membership Type: Community
Membership eligibility for INDUSTRIAL CU OF WHATCOM COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact INDUSTRIAL CU OF WHATCOM COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Washington RankingsFrequently Asked Questions
INDUSTRIAL CU OF WHATCOM COUNTY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, INDUSTRIAL CU OF WHATCOM COUNTY has 33,072 members and a potential membership field of 237,222 people.
INDUSTRIAL CU OF WHATCOM COUNTY's reported net worth ratio is 11.77% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
INDUSTRIAL CU OF WHATCOM COUNTY operates 6 branch locations and has access to 6 ATMs. The main office is located at 1100 N State St, Bellingham, WA 98225-5014.
INDUSTRIAL CU OF WHATCOM COUNTY was established in 1941. It is a state-chartered credit union chartered under charter number 66337. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or INDUSTRIAL CU OF WHATCOM COUNTY. All financial data is for informational purposes only.