INOVA
Federal • Elkhart, Indiana • Est. 1942
Quick Facts
- Charter Number
- #4968
- Type
- Federal
- Established
- 1942
- Headquarters
- Elkhart, Indiana 46516
- Address
- 358 S Elkhart Ave
- Branches
- 6
- ATMs
- 6
- Members
- 47,545
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
47,545 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INOVA |
|---|---|
| Total Assets | $655.7M |
| Members | 47,545 |
| Loans Outstanding | $598.2M |
| Shares & Deposits | $518.5M |
| Net Worth | $53.2M |
| Net Worth Ratio | 8.12% |
| Loan-to-Share Ratio | 115.4% |
| Delinquency Rate | 0.99% |
| Net Income | +$5,697,218 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Corporate
Main Office358 S Elkhart Ave
Elkhart, IN 46516
Main Steet Branch
602 N Main St
Mishawaka, IN 46545
CR 6
619 County Road 6 E
Elkhart, IN 46514
CR 17
661 County Road 17
Elkhart, IN 46516
Granger
605 E University Dr
Granger, IN 46530
Who Can Join INOVA?
Membership Type: Community
Membership eligibility for INOVA may vary. Contact the credit union directly to confirm qualification requirements.
Contact INOVA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Browse all federally insured credit unions in Indiana, ranked by assets, members, and financial health score.
View Indiana RankingsFrequently Asked Questions
Yes. INOVA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, INOVA has 47,545 members and a potential membership field of 427,347 people.
INOVA's net worth ratio is 8.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.1%, INOVA meets this threshold.
INOVA operates 6 branch locations and has access to 6 ATMs. The main office is located at 358 S Elkhart Ave, Elkhart, IN 46516.
INOVA was established in 1942. It is a federal credit union chartered under charter number 4968. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or INOVA. All financial data is for informational purposes only.