INOVA
Federal • Elkhart, Indiana • Est. 1942
Quick Facts
- Charter Number
- #4968
- Type
- Federal
- Established
- 1942
- Headquarters
- Elkhart, Indiana 46516
- Address
- 358 S Elkhart Ave
- Branches
- 6
- ATMs
- 6
- Members
- 47,671
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
47,671 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INOVA |
|---|---|
| Total Assets | $658.1M |
| Members | 47,671 |
| Loans Outstanding | $593.8M |
| Shares & Deposits | $520.7M |
| Net Worth | $53.4M |
| Net Worth Ratio | 8.11% |
| Loan-to-Share Ratio | 114.0% |
| Delinquency Rate | 0.97% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Corporate
Main Office358 S Elkhart Ave
Elkhart, IN 46516
Main Steet Branch
602 N Main St
Mishawaka, IN 46545
CR 6
619 County Road 6 E
Elkhart, IN 46514
CR 17
661 County Road 17
Elkhart, IN 46516
Granger
605 E University Dr
Granger, IN 46530
Who Can Join INOVA?
Membership Type: Community
Membership eligibility for INOVA may vary. Contact the credit union directly to confirm qualification requirements.
Contact INOVA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
INOVA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, INOVA has 47,671 members and a potential membership field of 427,368 people.
INOVA's reported net worth ratio is 8.11% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
INOVA operates 6 branch locations and has access to 6 ATMs. The main office is located at 358 S Elkhart Ave, Elkhart, IN 46516.
INOVA was established in 1942. It is a federal credit union chartered under charter number 4968. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or INOVA. All financial data is for informational purposes only.