INROADS
Federal • Saint Helens, Oregon • Est. 1938
Quick Facts
- Charter Number
- #2730
- Type
- Federal
- Established
- 1938
- Headquarters
- Saint Helens, Oregon 97051
- Address
- PO Box 537
- Branches
- 5
- ATMs
- 5
- Members
- 16,172
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
16,172 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INROADS |
|---|---|
| Total Assets | $329.6M |
| Members | 16,172 |
| Loans Outstanding | $254.5M |
| Shares & Deposits | $301.5M |
| Net Worth | $28.4M |
| Net Worth Ratio | 8.60% |
| Loan-to-Share Ratio | 84.4% |
| Delinquency Rate | 1.17% |
| Net Income | +$615,712 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
InRoads Administration Center
Main Office1720 Saint Helens St
Saint Helens, OR 97051-1745
Scappoose Branch
52691 Columbia River Hwy
Scappoose, OR 97056-3120
Rainier Branch
118 E A St
Rainier, OR 97048
St. Helens Branch
425 S Columbia River Hwy
Saint Helens, OR 97051-2834
Orenco Station Branch
6175 NE Cornell Rd
Hillsboro, OR 97124-5410
Who Can Join INROADS?
Membership Type: Community
Membership eligibility for INROADS may vary. Contact the credit union directly to confirm qualification requirements.
Contact INROADS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. INROADS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, INROADS has 16,172 members and a potential membership field of 1,600,000 people.
INROADS's net worth ratio is 8.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, INROADS meets this threshold.
INROADS operates 5 branch locations and has access to 5 ATMs. The main office is located at 1720 Saint Helens St, Saint Helens, OR 97051-1745.
INROADS was established in 1938. It is a federal credit union chartered under charter number 2730. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or INROADS. All financial data is for informational purposes only.