INROADS
Federal • Saint Helens, Oregon • Est. 1938
Quick Facts
- Charter Number
- #2730
- Type
- Federal
- Established
- 1938
- Headquarters
- Saint Helens, Oregon 97051-1745
- Address
- 1720 Saint Helens St
- Branches
- 5
- ATMs
- 5
- Members
- 15,962
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
15,962 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INROADS |
|---|---|
| Total Assets | $334.8M |
| Members | 15,962 |
| Loans Outstanding | $251.2M |
| Shares & Deposits | $307.9M |
| Net Worth | $27.9M |
| Net Worth Ratio | 8.32% |
| Loan-to-Share Ratio | 81.6% |
| Delinquency Rate | 1.10% |
| Net Income | $-500,864 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
InRoads Administration Center
Main Office1720 Saint Helens St
Saint Helens, OR 97051-1745
Scappoose Branch
52691 Columbia River Hwy
Scappoose, OR 97056-3120
Rainier Branch
118 E A St
Rainier, OR 97048
St. Helens Branch
425 S Columbia River Hwy
Saint Helens, OR 97051-2834
Orenco Station Branch
6175 NE Cornell Rd
Hillsboro, OR 97124-5410
Who Can Join INROADS?
Membership Type: Community
Membership eligibility for INROADS may vary. Contact the credit union directly to confirm qualification requirements.
Contact INROADS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Oregon
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Oregon RankingsFrequently Asked Questions
INROADS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, INROADS has 15,962 members and a potential membership field of 1,600,000 people.
INROADS's reported net worth ratio is 8.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
INROADS operates 5 branch locations and has access to 5 ATMs. The main office is located at 1720 Saint Helens St, Saint Helens, OR 97051-1745.
INROADS was established in 1938. It is a federal credit union chartered under charter number 2730. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or INROADS. All financial data is for informational purposes only.