INSTEP
Federal • New Orleans, Louisiana • Est. 1948
Quick Facts
- Charter Number
- #24951
- Type
- Federal
- Established
- 1948
- Headquarters
- New Orleans, Louisiana 70143-5077
- Address
- 400 Russell Ave Bldg 509
- Branches
- 2
- ATMs
- 3
- Members
- 4,818
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,818 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INSTEP |
|---|---|
| Total Assets | $53.9M |
| Members | 4,818 |
| Loans Outstanding | $39.5M |
| Shares & Deposits | $46.1M |
| Net Worth | $7.5M |
| Net Worth Ratio | 13.83% |
| Loan-to-Share Ratio | 85.6% |
| Delinquency Rate | 2.16% |
| Net Income | +$24,131 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 3 ATMs
INSTEP CU
Main Office400 Russell Ave Bldg 509
New Orleans, LA 70143-5077
BELLE CHASSE BRANCH
8640 Highway 23
Belle Chasse, LA 70037
Who Can Join INSTEP?
Membership Type: Occupational
Membership eligibility for INSTEP may vary. Contact the credit union directly to confirm qualification requirements.
Contact INSTEP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Louisiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Louisiana RankingsFrequently Asked Questions
INSTEP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, INSTEP has 4,818 members and a potential membership field of 23,070 people.
INSTEP's reported net worth ratio is 13.83% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
INSTEP operates 2 branch locations and has access to 3 ATMs. The main office is located at 400 Russell Ave Bldg 509, New Orleans, LA 70143-5077.
INSTEP was established in 1948. It is a federal credit union chartered under charter number 24951. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or INSTEP. All financial data is for informational purposes only.