INSTEP
Federal • New Orleans, Louisiana • Est. 1948
Quick Facts
- Charter Number
- #24951
- Type
- Federal
- Established
- 1948
- Headquarters
- New Orleans, Louisiana 70143
- Address
- 400 Russell Ave., Bldg. #509
- Branches
- 2
- ATMs
- 3
- Members
- 4,939
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
4,939 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INSTEP |
|---|---|
| Total Assets | $52.5M |
| Members | 4,939 |
| Loans Outstanding | $40.3M |
| Shares & Deposits | $44.7M |
| Net Worth | $7.3M |
| Net Worth Ratio | 13.92% |
| Loan-to-Share Ratio | 90.1% |
| Delinquency Rate | 2.43% |
| Net Income | +$505,198 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 3 ATMs
INSTEP CU
Main Office400 Russell Ave Bldg 509
New Orleans, LA 70143-5077
BELLE CHASSE BRANCH
8640 Highway 23
Belle Chasse, LA 70037
Who Can Join INSTEP?
Membership Type: Other/Unknown
Membership eligibility for INSTEP may vary. Contact the credit union directly to confirm qualification requirements.
Contact INSTEP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. INSTEP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, INSTEP has 4,939 members and a potential membership field of 23,070 people.
INSTEP's net worth ratio is 13.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, INSTEP meets this threshold.
INSTEP operates 2 branch locations and has access to 3 ATMs. The main office is located at 400 Russell Ave Bldg 509, New Orleans, LA 70143-5077.
INSTEP was established in 1948. It is a federal credit union chartered under charter number 24951. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or INSTEP. All financial data is for informational purposes only.