INTEGRA FIRST
Federal • Powers, Michigan • Est. 1948
Quick Facts
- Charter Number
- #5748
- Type
- Federal
- Established
- 1948
- Headquarters
- Powers, Michigan 49874-9793
- Address
- W3803 US Highway 2/41
- Branches
- 5
- ATMs
- 3
- Members
- 11,554
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,554 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INTEGRA FIRST |
|---|---|
| Total Assets | $135.6M |
| Members | 11,554 |
| Loans Outstanding | $87.3M |
| Shares & Deposits | $123.0M |
| Net Worth | $12.1M |
| Net Worth Ratio | 8.95% |
| Loan-to-Share Ratio | 71.0% |
| Delinquency Rate | 0.99% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 3 ATMs
Menominee Branch
2600 10th St
Menominee, MI 49858-1904
Powers Branch
Main OfficeW3803 US Highway 2/41
Powers, MI 49874-9793
Member Driven Technologies
30230 Orchard Lake Rd
Farmington Hills, MI 48334-2267
stephenson branch
S320 US HIGHWAY 41
Stephenson, MI 49887
Menominee High School Branch
2101 18th St
Menominee, MI 49858-3512
Who Can Join INTEGRA FIRST?
Membership Type: Community
Membership eligibility for INTEGRA FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact INTEGRA FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
INTEGRA FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, INTEGRA FIRST has 11,554 members and a potential membership field of 152,389 people.
INTEGRA FIRST's reported net worth ratio is 8.95% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
INTEGRA FIRST operates 5 branch locations and has access to 3 ATMs. The main office is located at W3803 US Highway 2/41, Powers, MI 49874-9793.
INTEGRA FIRST was established in 1948. It is a federal credit union chartered under charter number 5748. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or INTEGRA FIRST. All financial data is for informational purposes only.