INTEGRA FIRST
Federal • Powers, Michigan • Est. 1948
Quick Facts
- Charter Number
- #5748
- Type
- Federal
- Established
- 1948
- Headquarters
- Powers, Michigan 49874
- Address
- PO BOX 604
- Branches
- 5
- ATMs
- 3
- Members
- 11,490
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
11,490 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | INTEGRA FIRST |
|---|---|
| Total Assets | $133.1M |
| Members | 11,490 |
| Loans Outstanding | $81.2M |
| Shares & Deposits | $120.5M |
| Net Worth | $12.1M |
| Net Worth Ratio | 9.10% |
| Loan-to-Share Ratio | 67.4% |
| Delinquency Rate | 1.00% |
| Net Income | +$843,701 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Menominee Branch
2600 10th St
Menominee, MI 49858-1904
Powers Branch
Main OfficeW3803 US Highway 2/41
Powers, MI 49874-9793
Member Driven Technologies
30230 Orchard Lake Rd
Farmington Hills, MI 48334-2267
stephenson branch
S320 US HIGHWAY 41
Stephenson, MI 49887
Menominee High School Branch
2101 18th St
Menominee, MI 49858-3512
Who Can Join INTEGRA FIRST?
Membership Type: Community
Membership eligibility for INTEGRA FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact INTEGRA FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. INTEGRA FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, INTEGRA FIRST has 11,490 members and a potential membership field of 152,389 people.
INTEGRA FIRST's net worth ratio is 9.10% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, INTEGRA FIRST meets this threshold.
INTEGRA FIRST operates 5 branch locations and has access to 3 ATMs. The main office is located at W3803 US Highway 2/41, Powers, MI 49874-9793.
INTEGRA FIRST was established in 1948. It is a federal credit union chartered under charter number 5748. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or INTEGRA FIRST. All financial data is for informational purposes only.