IOWA HEARTLAND
State-Chartered • MASON CITY, Iowa • Est. 1932
Quick Facts
- Charter Number
- #60718
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- MASON CITY, Iowa 50401
- Address
- 1602 S MONROE AVE
- Branches
- 1
- ATMs
- 1
- Members
- 3,396
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,396 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IOWA HEARTLAND |
|---|---|
| Total Assets | $30.8M |
| Members | 3,396 |
| Loans Outstanding | $12.3M |
| Shares & Deposits | $25.5M |
| Net Worth | $5.2M |
| Net Worth Ratio | 16.94% |
| Loan-to-Share Ratio | 48.3% |
| Delinquency Rate | 0.88% |
| Net Income | +$609,189 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
IOWA HEARTLAND CREDIT UNION
Main Office1602 S MONROE AVE
MASON CITY, IA 50401
Who Can Join IOWA HEARTLAND?
Membership Type: Community
Membership eligibility for IOWA HEARTLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact IOWA HEARTLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. IOWA HEARTLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, IOWA HEARTLAND has 3,396 members and a potential membership field of 134,110 people.
IOWA HEARTLAND's net worth ratio is 16.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, IOWA HEARTLAND meets this threshold.
IOWA HEARTLAND operates 1 branch location and has access to 1 ATMs. The main office is located at 1602 S MONROE AVE, MASON CITY, IA 50401.
IOWA HEARTLAND was established in 1932. It is a state-chartered credit union chartered under charter number 60718. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or IOWA HEARTLAND. All financial data is for informational purposes only.