ITHINK FINANCIAL
State-Chartered • Boca Raton, Florida • Est. 1969
Quick Facts
- Charter Number
- #68663
- Type
- State-Chartered
- Established
- 1969
- Headquarters
- Boca Raton, Florida 33487
- Address
- P O Box 5090
- Branches
- 21
- ATMs
- 21
- Members
- 116,811
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
116,811 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ITHINK FINANCIAL |
|---|---|
| Total Assets | $2.3B |
| Members | 116,811 |
| Loans Outstanding | $1.8B |
| Shares & Deposits | $1.9B |
| Net Worth | $244.6M |
| Net Worth Ratio | 10.76% |
| Loan-to-Share Ratio | 95.7% |
| Delinquency Rate | 0.83% |
| Net Income | +$27,545,040 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
21 locations · 21 ATMs
Boca Raton
790 Park of Commerce Blvd
Boca Raton, FL 33487
North Fort Lauderdale
1500 NW 62nd St
Fort Lauderdale, FL 33309-1850
Kennesaw
1075 Cobb Place Blvd NW
Kennesaw, GA 30144-3672
Morrow
1135 Mount Zion Rd
Morrow, GA 30260
Delray
Main Office1000 NW 17th Ave
Delray Beach, FL 33445-2555
Who Can Join ITHINK FINANCIAL?
Membership Type: Community
Membership eligibility for ITHINK FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ITHINK FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. ITHINK FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ITHINK FINANCIAL has 116,811 members and a potential membership field of 14,727,734 people.
ITHINK FINANCIAL's net worth ratio is 10.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, ITHINK FINANCIAL meets this threshold.
ITHINK FINANCIAL operates 21 branch locations and has access to 21 ATMs. The main office is located at 1000 NW 17th Ave, Delray Beach, FL 33445-2555.
ITHINK FINANCIAL was established in 1969. It is a state-chartered credit union chartered under charter number 68663. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ITHINK FINANCIAL. All financial data is for informational purposes only.