JACKSON AREA
Federal • Jackson, Mississippi • Est. 1953
Quick Facts
- Charter Number
- #8445
- Type
- Federal
- Established
- 1953
- Headquarters
- Jackson, Mississippi 39215
- Address
- PO Box 1403
- Branches
- 3
- ATMs
- 3
- Members
- 15,651
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
15,651 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JACKSON AREA |
|---|---|
| Total Assets | $162.4M |
| Members | 15,651 |
| Loans Outstanding | $45.1M |
| Shares & Deposits | $147.5M |
| Net Worth | $14.7M |
| Net Worth Ratio | 9.06% |
| Loan-to-Share Ratio | 30.6% |
| Delinquency Rate | 1.86% |
| Net Income | +$1,919,357 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
JAFCU-Byram
7375 S Siwell Rd
Byram, MS 39272-8741
JAFCU
Main Office5675 Highway 18 W
Jackson, MS 39209
JAFCU-Clinton
204 Clinton Blvd
Clinton, MS 39056
Who Can Join JACKSON AREA?
Membership Type: Community
Membership eligibility for JACKSON AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact JACKSON AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. JACKSON AREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, JACKSON AREA has 15,651 members and a potential membership field of 50,000 people.
JACKSON AREA's net worth ratio is 9.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, JACKSON AREA meets this threshold.
JACKSON AREA operates 3 branch locations and has access to 3 ATMs. The main office is located at 5675 Highway 18 W, Jackson, MS 39209.
JACKSON AREA was established in 1953. It is a federal credit union chartered under charter number 8445. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or JACKSON AREA. All financial data is for informational purposes only.