JACKSON AREA
Federal • Jackson, Mississippi • Est. 1953
Quick Facts
- Charter Number
- #8445
- Type
- Federal
- Established
- 1953
- Headquarters
- Jackson, Mississippi 39209
- Address
- 5675 Highway 18 W
- Branches
- 3
- ATMs
- 3
- Members
- 15,704
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
15,704 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JACKSON AREA |
|---|---|
| Total Assets | $71.4M |
| Members | 15,704 |
| Loans Outstanding | $43.7M |
| Shares & Deposits | $148.2M |
| Net Worth | $-77,024,237 |
| Net Worth Ratio | -107.94% |
| Loan-to-Share Ratio | 29.5% |
| Delinquency Rate | 1.19% |
| Net Income | $-91,737,477 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
JAFCU-Byram
7375 S Siwell Rd
Byram, MS 39272-8741
JAFCU
Main Office5675 Highway 18 W
Jackson, MS 39209
JAFCU-Clinton
204 Clinton Blvd
Clinton, MS 39056
Who Can Join JACKSON AREA?
Membership Type: Community
Membership eligibility for JACKSON AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact JACKSON AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
JACKSON AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, JACKSON AREA has 15,704 members and a potential membership field of 50,000 people.
JACKSON AREA's reported net worth ratio is -107.94% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
JACKSON AREA operates 3 branch locations and has access to 3 ATMs. The main office is located at 5675 Highway 18 W, Jackson, MS 39209.
JACKSON AREA was established in 1953. It is a federal credit union chartered under charter number 8445. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or JACKSON AREA. All financial data is for informational purposes only.