JAMES WARD, JR.
Federal • Jennings, Louisiana • Est. 1961
Quick Facts
- Charter Number
- #14537
- Type
- Federal
- Established
- 1961
- Headquarters
- Jennings, Louisiana 70546-6429
- Address
- 303 S Main St
- Branches
- 3
- Members
- 493
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
493 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JAMES WARD, JR. |
|---|---|
| Total Assets | $1.9M |
| Members | 493 |
| Loans Outstanding | $1.1M |
| Shares & Deposits | $1.3M |
| Net Worth | $638K |
| Net Worth Ratio | 32.92% |
| Loan-to-Share Ratio | 85.4% |
| Delinquency Rate | 5.15% |
| Net Income | +$1,293 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
JAMES WARD JR. FCU
Main Office303 S Main St
Jennings, LA 70546-6429
JEFF DAVIS BANK
507 N Main St
Jennings, LA 70546-5345
CADDO TEACHER F.C.U.
4625 hEARNE AVE
Shreveport, LA 71108
Who Can Join JAMES WARD, JR.?
Membership Type: Community
Membership eligibility for JAMES WARD, JR. may vary. Contact the credit union directly to confirm qualification requirements.
Contact JAMES WARD, JR. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Louisiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Louisiana RankingsFrequently Asked Questions
JAMES WARD, JR. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, JAMES WARD, JR. has 493 members and a potential membership field of 600 people.
JAMES WARD, JR.'s reported net worth ratio is 32.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
JAMES WARD, JR. operates 3 branch locations. The main office is located at 303 S Main St, Jennings, LA 70546-6429.
JAMES WARD, JR. was established in 1961. It is a federal credit union chartered under charter number 14537. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or JAMES WARD, JR.. All financial data is for informational purposes only.