JAMES WARD, JR.
Federal • JENNINGS, Louisiana • Est. 1961
Quick Facts
- Charter Number
- #14537
- Type
- Federal
- Established
- 1961
- Headquarters
- JENNINGS, Louisiana 70546-6429
- Address
- P.O. BOX 1082
- Branches
- 3
- Members
- 483
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
483 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JAMES WARD, JR. |
|---|---|
| Total Assets | $1.9M |
| Members | 483 |
| Loans Outstanding | $1.2M |
| Shares & Deposits | $1.3M |
| Net Worth | $637K |
| Net Worth Ratio | 33.51% |
| Loan-to-Share Ratio | 92.0% |
| Delinquency Rate | 5.61% |
| Net Income | +$24,340 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
JAMES WARD JR. FCU
Main Office303 S Main St
Jennings, LA 70546-6429
JEFF DAVIS BANK
507 N Main St
Jennings, LA 70546-5345
CADDO TEACHER F.C.U.
4625 hEARNE AVE
SHREVEPORT, LA 71108
Who Can Join JAMES WARD, JR.?
Membership Type: Community
Membership eligibility for JAMES WARD, JR. may vary. Contact the credit union directly to confirm qualification requirements.
Contact JAMES WARD, JR. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. JAMES WARD, JR. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, JAMES WARD, JR. has 483 members and a potential membership field of 600 people.
JAMES WARD, JR.'s net worth ratio is 33.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 33.5%, JAMES WARD, JR. meets this threshold.
JAMES WARD, JR. operates 3 branch locations. The main office is located at 303 S Main St, Jennings, LA 70546-6429.
JAMES WARD, JR. was established in 1961. It is a federal credit union chartered under charter number 14537. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or JAMES WARD, JR.. All financial data is for informational purposes only.