JAMESTOWN AREA COMMUNITY
Federal • Jamestown, New York • Est. 1940
Quick Facts
- Charter Number
- #3551
- Type
- Federal
- Established
- 1940
- Headquarters
- Jamestown, New York 14701
- Address
- 915 E 2ND ST
- Branches
- 6
- ATMs
- 5
- Members
- 6,309
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,309 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JAMESTOWN AREA COMMUNITY |
|---|---|
| Total Assets | $83.2M |
| Members | 6,309 |
| Loans Outstanding | $49.0M |
| Shares & Deposits | $74.2M |
| Net Worth | $9.1M |
| Net Worth Ratio | 10.89% |
| Loan-to-Share Ratio | 66.1% |
| Delinquency Rate | 0.02% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 5 ATMs
Jamestown Area Community FCU
Main Office915 E 2ND ST
Jamestown, NY 14701
JACFCU Frewsburg
11 N PEARL ST
Frewsburg, NY 14738
JACFCU-Drive Thru
525 E 2ND ST
Jamestown, NY 14701
JACFCU_ Lakewood
121 Chautauqua Ave
Lakewood, NY 14750
JACFCU-Randolph
71 Main St
Randolph, NY 14772
Who Can Join JAMESTOWN AREA COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for JAMESTOWN AREA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact JAMESTOWN AREA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
JAMESTOWN AREA COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, JAMESTOWN AREA COMMUNITY has 6,309 members and a potential membership field of 65,000 people.
JAMESTOWN AREA COMMUNITY's reported net worth ratio is 10.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
JAMESTOWN AREA COMMUNITY operates 6 branch locations and has access to 5 ATMs. The main office is located at 915 E 2ND ST, Jamestown, NY 14701.
JAMESTOWN AREA COMMUNITY was established in 1940. It is a federal credit union chartered under charter number 3551. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or JAMESTOWN AREA COMMUNITY. All financial data is for informational purposes only.