JEFFERSON COUNTY TEACHERS
State-Chartered • Monticello, Florida • Est. 1964
Quick Facts
- Charter Number
- #67341
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- Monticello, Florida 32344-1134
- Address
- 1500 W Washington St
- Branches
- 2
- Members
- 1,342
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
1,342 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JEFFERSON COUNTY TEACHERS |
|---|---|
| Total Assets | $15.3M |
| Members | 1,342 |
| Loans Outstanding | $10.9M |
| Shares & Deposits | $13.0M |
| Net Worth | $2.2M |
| Net Worth Ratio | 14.62% |
| Loan-to-Share Ratio | 83.4% |
| Delinquency Rate | 4.73% |
| Net Income | +$182,871 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Jefferson County Teachers Credit Union
Main Office1500 W Washington St
Monticello, FL 32344-1134
FiServ Cusa-Oncu
3031 Airpark Dr N
Flint, MI 48507-3471
Who Can Join JEFFERSON COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for JEFFERSON COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact JEFFERSON COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. JEFFERSON COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, JEFFERSON COUNTY TEACHERS has 1,342 members and a potential membership field of 3,040 people.
JEFFERSON COUNTY TEACHERS's net worth ratio is 14.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.6%, JEFFERSON COUNTY TEACHERS meets this threshold.
JEFFERSON COUNTY TEACHERS operates 2 branch locations. The main office is located at 1500 W Washington St, Monticello, FL 32344-1134.
JEFFERSON COUNTY TEACHERS was established in 1964. It is a state-chartered credit union chartered under charter number 67341. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or JEFFERSON COUNTY TEACHERS. All financial data is for informational purposes only.