JEFFERSON CREDIT UNION
State-Chartered • Hoover, Alabama • Est. 1941
Quick Facts
- Charter Number
- #63834
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Hoover, Alabama 35226
- Address
- 5261 Ross Bridge Pkwy
- Branches
- 4
- ATMs
- 2
- Members
- 8,095
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,095 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JEFFERSON CREDIT UNION |
|---|---|
| Total Assets | $92.1M |
| Members | 8,095 |
| Loans Outstanding | $49.0M |
| Shares & Deposits | $82.0M |
| Net Worth | $9.2M |
| Net Worth Ratio | 10.01% |
| Loan-to-Share Ratio | 59.7% |
| Delinquency Rate | 1.38% |
| Net Income | +$164,361 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
Courthouse
716 Richard Arrington Jr Blvd N
Birmingham, AL 35203
Hueytown
3014 Allison Bonnett Memorial Dr
Hueytown, AL 35023
Hoover
Main Office5261 Ross Bridge Pkwy
Hoover, AL 35226
Avondale
3712 4th Ave S
Birmingham, AL 35222
Who Can Join JEFFERSON CREDIT UNION?
Membership Type: Community
Membership eligibility for JEFFERSON CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact JEFFERSON CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
JEFFERSON CREDIT UNION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, JEFFERSON CREDIT UNION has 8,095 members and a potential membership field of 1,000,000 people.
JEFFERSON CREDIT UNION's reported net worth ratio is 10.01% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
JEFFERSON CREDIT UNION operates 4 branch locations and has access to 2 ATMs. The main office is located at 5261 Ross Bridge Pkwy, Hoover, AL 35226.
JEFFERSON CREDIT UNION was established in 1941. It is a state-chartered credit union chartered under charter number 63834. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or JEFFERSON CREDIT UNION. All financial data is for informational purposes only.