JEFFERSON CREDIT UNION
State-Chartered • Hoover, Alabama • Est. 1941
Quick Facts
- Charter Number
- #63834
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Hoover, Alabama 35226
- Address
- 5261 Ross Bridge Pkwy
- Branches
- 4
- ATMs
- 2
- Members
- 8,248
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
8,248 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JEFFERSON CREDIT UNION |
|---|---|
| Total Assets | $92.8M |
| Members | 8,248 |
| Loans Outstanding | $51.5M |
| Shares & Deposits | $82.7M |
| Net Worth | $9.1M |
| Net Worth Ratio | 9.75% |
| Loan-to-Share Ratio | 62.3% |
| Delinquency Rate | 0.74% |
| Net Income | +$666,327 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
Courthouse
716 Richard Arrington Jr Blvd N
Birmingham, AL 35203
Hueytown
3014 Allison Bonnett Memorial Dr
Hueytown, AL 35023
Hoover
Main Office5261 Ross Bridge Pkwy
Hoover, AL 35226
Avondale
3712 4th Ave S
Birmingham, AL 35222
Who Can Join JEFFERSON CREDIT UNION?
Membership Type: Community
Membership eligibility for JEFFERSON CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact JEFFERSON CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Browse all federally insured credit unions in Alabama, ranked by assets, members, and financial health score.
View Alabama RankingsFrequently Asked Questions
Yes. JEFFERSON CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, JEFFERSON CREDIT UNION has 8,248 members and a potential membership field of 1,000,000 people.
JEFFERSON CREDIT UNION's net worth ratio is 9.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, JEFFERSON CREDIT UNION meets this threshold.
JEFFERSON CREDIT UNION operates 4 branch locations and has access to 2 ATMs. The main office is located at 5261 Ross Bridge Pkwy, Hoover, AL 35226.
JEFFERSON CREDIT UNION was established in 1941. It is a state-chartered credit union chartered under charter number 63834. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or JEFFERSON CREDIT UNION. All financial data is for informational purposes only.