JOURNEY
State-Chartered • Des Moines, Iowa • Est. 1954
Quick Facts
- Charter Number
- #64361
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Des Moines, Iowa 50305-1496
- Address
- PO Box 1496
- Branches
- 2
- ATMs
- 1
- Members
- 5,151
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
5,151 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JOURNEY |
|---|---|
| Total Assets | $92.8M |
| Members | 5,151 |
| Loans Outstanding | $55.8M |
| Shares & Deposits | $76.1M |
| Net Worth | $15.7M |
| Net Worth Ratio | 16.93% |
| Loan-to-Share Ratio | 73.3% |
| Delinquency Rate | 1.89% |
| Net Income | +$1,893,555 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
1400 2nd Avenue
Main Office1400 2nd Ave
Des Moines, IA 50314-3403
2930 SE 14th Street
2930 SE 14th St
Des Moines, IA 50320-1121
Who Can Join JOURNEY?
Membership Type: Community
Membership eligibility for JOURNEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact JOURNEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. JOURNEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, JOURNEY has 5,151 members and a potential membership field of 950,000 people.
JOURNEY's net worth ratio is 16.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, JOURNEY meets this threshold.
JOURNEY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1400 2nd Ave, Des Moines, IA 50314-3403.
JOURNEY was established in 1954. It is a state-chartered credit union chartered under charter number 64361. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or JOURNEY. All financial data is for informational purposes only.