JOURNEY
State-Chartered • Des Moines, Iowa • Est. 1954
Quick Facts
- Charter Number
- #64361
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Des Moines, Iowa 50314-3403
- Address
- 1400 2nd Ave
- Branches
- 2
- ATMs
- 1
- Members
- 5,153
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,153 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JOURNEY |
|---|---|
| Total Assets | $96.2M |
| Members | 5,153 |
| Loans Outstanding | $55.8M |
| Shares & Deposits | $79.3M |
| Net Worth | $16.1M |
| Net Worth Ratio | 16.71% |
| Loan-to-Share Ratio | 70.4% |
| Delinquency Rate | 1.38% |
| Net Income | +$361,701 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
1400 2nd Avenue
Main Office1400 2nd Ave
Des Moines, IA 50314-3403
2930 SE 14th Street
2930 SE 14th St
Des Moines, IA 50320-1121
Who Can Join JOURNEY?
Membership Type: Community
Membership eligibility for JOURNEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact JOURNEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
JOURNEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, JOURNEY has 5,153 members and a potential membership field of 950,000 people.
JOURNEY's reported net worth ratio is 16.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
JOURNEY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1400 2nd Ave, Des Moines, IA 50314-3403.
JOURNEY was established in 1954. It is a state-chartered credit union chartered under charter number 64361. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or JOURNEY. All financial data is for informational purposes only.