JOURNEY
Federal • Saint Johns, Michigan • Est. 1972
Quick Facts
- Charter Number
- #20943
- Type
- Federal
- Established
- 1972
- Headquarters
- Saint Johns, Michigan 48879-1150
- Address
- 1200 Zeeb Dr
- Branches
- 4
- ATMs
- 4
- Members
- 17,238
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
17,238 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | JOURNEY |
|---|---|
| Total Assets | $189.6M |
| Members | 17,238 |
| Loans Outstanding | $104.8M |
| Shares & Deposits | $169.5M |
| Net Worth | $18.7M |
| Net Worth Ratio | 9.88% |
| Loan-to-Share Ratio | 61.8% |
| Delinquency Rate | 0.55% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
St. Johns Branch
Main Office1200 Zeeb Dr
Saint Johns, MI 48879-1150
Fowler Branch
10667 E 2nd St
Fowler, MI 48835-5139
Ovid Branch
1090 Baese Ct
Ovid, MI 48866
Alma Branch
130 W Superior St
Alma, MI 48801-1643
Who Can Join JOURNEY?
Membership Type: Community
Membership eligibility for JOURNEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact JOURNEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
JOURNEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, JOURNEY has 17,238 members and a potential membership field of 413,452 people.
JOURNEY's reported net worth ratio is 9.88% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
JOURNEY operates 4 branch locations and has access to 4 ATMs. The main office is located at 1200 Zeeb Dr, Saint Johns, MI 48879-1150.
JOURNEY was established in 1972. It is a federal credit union chartered under charter number 20943. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or JOURNEY. All financial data is for informational purposes only.