KALSEE
State-Chartered • Kalamazoo, Michigan • Est. 1954
Quick Facts
- Charter Number
- #61219
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Kalamazoo, Michigan 49003-3006
- Address
- PO Box 3006
- Branches
- 7
- ATMs
- 7
- Members
- 21,935
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
21,935 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KALSEE |
|---|---|
| Total Assets | $290.7M |
| Members | 21,935 |
| Loans Outstanding | $223.2M |
| Shares & Deposits | $258.6M |
| Net Worth | $29.8M |
| Net Worth Ratio | 10.24% |
| Loan-to-Share Ratio | 86.3% |
| Delinquency Rate | 0.45% |
| Net Income | +$2,776,163 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Corporate Headquarters
Main Office5220 Lovers Ln Ste 200
Portage, MI 49002
Westnedge Branch
7225 S Westnedge Ave
Portage, MI 49002-4210
Battle Creek Branch
1585 W Dickman Rd
Springfield, MI 49037-4825
Stadium / Drake Branch
2121 S Drake Rd
Kalamazoo, MI 49006-5776
Milwood Branch
3121 Portage St
Kalamazoo, MI 49001-3751
Who Can Join KALSEE?
Membership Type: Community
Membership eligibility for KALSEE may vary. Contact the credit union directly to confirm qualification requirements.
Contact KALSEE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. KALSEE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KALSEE has 21,935 members and a potential membership field of 821,715 people.
KALSEE's net worth ratio is 10.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, KALSEE meets this threshold.
KALSEE operates 7 branch locations and has access to 7 ATMs. The main office is located at 5220 Lovers Ln Ste 200, Portage, MI 49002.
KALSEE was established in 1954. It is a state-chartered credit union chartered under charter number 61219. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KALSEE. All financial data is for informational purposes only.