KAUAI
Federal • Lihue, Hawaii • Est. 1947
Quick Facts
- Charter Number
- #5487
- Type
- Federal
- Established
- 1947
- Headquarters
- Lihue, Hawaii 96766
- Address
- PO Box 711
- Branches
- 3
- ATMs
- 2
- Members
- 7,769
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,769 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KAUAI |
|---|---|
| Total Assets | $196.3M |
| Members | 7,769 |
| Loans Outstanding | $158.2M |
| Shares & Deposits | $145.1M |
| Net Worth | $16.3M |
| Net Worth Ratio | 8.29% |
| Loan-to-Share Ratio | 109.0% |
| Delinquency Rate | 0.88% |
| Net Income | +$1,587,749 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Main Branch
Main Office2976 Ewalu St
Lihue, HI 96766
Kilauea Branch
2555 Ala Namahana Pkwy
Kilauea, HI 96754
Kalukalu - Branch Kapaa
4-1624 Kuhio Hwy
Kapaa, HI 96746
Who Can Join KAUAI?
Membership Type: Community
Membership eligibility for KAUAI may vary. Contact the credit union directly to confirm qualification requirements.
Contact KAUAI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. KAUAI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KAUAI has 7,769 members and a potential membership field of 73,840 people.
KAUAI's net worth ratio is 8.29% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, KAUAI meets this threshold.
KAUAI operates 3 branch locations and has access to 2 ATMs. The main office is located at 2976 Ewalu St, Lihue, HI 96766.
KAUAI was established in 1947. It is a federal credit union chartered under charter number 5487. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KAUAI. All financial data is for informational purposes only.