KAUAI
Federal • Lihue, Hawaii • Est. 1947
Quick Facts
- Charter Number
- #5487
- Type
- Federal
- Established
- 1947
- Headquarters
- Lihue, Hawaii 96766
- Address
- 2976 Ewalu St
- Branches
- 3
- ATMs
- 2
- Members
- 7,756
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,756 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KAUAI |
|---|---|
| Total Assets | $197.7M |
| Members | 7,756 |
| Loans Outstanding | $155.6M |
| Shares & Deposits | $146.0M |
| Net Worth | $16.5M |
| Net Worth Ratio | 8.35% |
| Loan-to-Share Ratio | 106.5% |
| Delinquency Rate | 3.12% |
| Net Income | +$227,464 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Main Branch
Main Office2976 Ewalu St
Lihue, HI 96766
Kilauea Branch
2555 Ala Namahana Pkwy
Kilauea, HI 96754
Kalukalu - Branch Kapaa
4-1624 Kuhio Hwy
Kapaa, HI 96746
Who Can Join KAUAI?
Membership Type: Community
Membership eligibility for KAUAI may vary. Contact the credit union directly to confirm qualification requirements.
Contact KAUAI directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
KAUAI is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, KAUAI has 7,756 members and a potential membership field of 73,400 people.
KAUAI's reported net worth ratio is 8.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
KAUAI operates 3 branch locations and has access to 2 ATMs. The main office is located at 2976 Ewalu St, Lihue, HI 96766.
KAUAI was established in 1947. It is a federal credit union chartered under charter number 5487. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or KAUAI. All financial data is for informational purposes only.