KELLOGG COMMUNITY
State-Chartered • BATTLE CREEK, Michigan • Est. 1941
Quick Facts
- Charter Number
- #68678
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- BATTLE CREEK, Michigan 49016
- Address
- PO BOX 140
- Branches
- 14
- ATMs
- 13
- Members
- 50,712
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
50,712 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KELLOGG COMMUNITY |
|---|---|
| Total Assets | $961.6M |
| Members | 50,712 |
| Loans Outstanding | $713.8M |
| Shares & Deposits | $792.9M |
| Net Worth | $163.3M |
| Net Worth Ratio | 16.97% |
| Loan-to-Share Ratio | 90.0% |
| Delinquency Rate | 0.69% |
| Net Income | +$15,727,728 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
14 locations · 13 ATMs
2nd Street
Main Office41 2nd St
Battle Creek, MI 49014-6286
Dickman
2925 W Dickman Rd
Springfield, MI 49037-7939
Pennfield
1425 Capital Ave NE
Battle Creek, MI 49017
Portage
499 Romence Rd
Portage, MI 49024
B Drive
6427 B Dr N
Battle Creek, MI 49014-7573
Who Can Join KELLOGG COMMUNITY?
Membership Type: Community
Membership eligibility for KELLOGG COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact KELLOGG COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. KELLOGG COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KELLOGG COMMUNITY has 50,712 members and a potential membership field of 2,316,492 people.
KELLOGG COMMUNITY's net worth ratio is 16.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.0%, KELLOGG COMMUNITY meets this threshold.
KELLOGG COMMUNITY operates 14 branch locations and has access to 13 ATMs. The main office is located at 41 2nd St, Battle Creek, MI 49014-6286.
KELLOGG COMMUNITY was established in 1941. It is a state-chartered credit union chartered under charter number 68678. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KELLOGG COMMUNITY. All financial data is for informational purposes only.