KEYPOINT
State-Chartered • San Jose, California • Est. 1979
Quick Facts
- Charter Number
- #65299
- Type
- State-Chartered
- Established
- 1979
- Headquarters
- San Jose, California 95131-1730
- Address
- 2150 Trade Zone Blvd
- Branches
- 8
- ATMs
- 8
- Members
- 55,225
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
55,225 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KEYPOINT |
|---|---|
| Total Assets | $1.7B |
| Members | 55,225 |
| Loans Outstanding | $1.3B |
| Shares & Deposits | $1.4B |
| Net Worth | $149.0M |
| Net Worth Ratio | 9.00% |
| Loan-to-Share Ratio | 92.5% |
| Delinquency Rate | 0.39% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 8 ATMs
Goleta branch
7062 Market Place Dr
Goleta, CA 93117-5902
Brokaw Commons Branch
1055 E Brokaw Rd
San Jose, CA 95131
Santa Clara Branch
3556 La Rambla Ave
Santa Clara, CA 95051-0734
Cupertino Branch
10815 N Wolfe Rd Ste 100
Cupertino, CA 95014-0611
Milpitas Town Center Branch
573 E CALAVERAS BLVD
Milpitas, CA 95035
Who Can Join KEYPOINT?
Membership Type: Community
Membership eligibility for KEYPOINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact KEYPOINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
KEYPOINT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, KEYPOINT has 55,225 members and a potential membership field of 6,714,842 people.
KEYPOINT's reported net worth ratio is 9.00% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
KEYPOINT operates 8 branch locations and has access to 8 ATMs. The main office is located at 2150 Trade Zone Blvd, San Jose, CA 95131-1730.
KEYPOINT was established in 1979. It is a state-chartered credit union chartered under charter number 65299. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or KEYPOINT. All financial data is for informational purposes only.