KEYPOINT
State-Chartered • San Jose, California • Est. 1979
Quick Facts
- Charter Number
- #65299
- Type
- State-Chartered
- Established
- 1979
- Headquarters
- San Jose, California 95131-1730
- Address
- 2150 Trade Zone Blvd
- Branches
- 8
- ATMs
- 8
- Members
- 54,664
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
54,664 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KEYPOINT |
|---|---|
| Total Assets | $1.7B |
| Members | 54,664 |
| Loans Outstanding | $1.3B |
| Shares & Deposits | $1.4B |
| Net Worth | $147.5M |
| Net Worth Ratio | 9.03% |
| Loan-to-Share Ratio | 94.8% |
| Delinquency Rate | 0.34% |
| Net Income | +$10,865,875 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Goleta branch
7062 Market Place Dr
Goleta, CA 93117-5902
Brokaw Commons Branch
1055 E Brokaw Rd
San Jose, CA 95131
Santa Clara Branch
3556 La Rambla Ave
Santa Clara, CA 95051-0734
Cupertino Branch
10815 N Wolfe Rd Ste 100
Cupertino, CA 95014-0611
Milpitas Town Center Branch
573 E CALAVERAS BLVD
Milpitas, CA 95035
Who Can Join KEYPOINT?
Membership Type: Community
Membership eligibility for KEYPOINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact KEYPOINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. KEYPOINT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KEYPOINT has 54,664 members and a potential membership field of 6,714,842 people.
KEYPOINT's net worth ratio is 9.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.0%, KEYPOINT meets this threshold.
KEYPOINT operates 8 branch locations and has access to 8 ATMs. The main office is located at 2150 Trade Zone Blvd, San Jose, CA 95131-1730.
KEYPOINT was established in 1979. It is a state-chartered credit union chartered under charter number 65299. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KEYPOINT. All financial data is for informational purposes only.