KINZUA
Federal • Warren, Pennsylvania • Est. 1956
Quick Facts
- Charter Number
- #11391
- Type
- Federal
- Established
- 1956
- Headquarters
- Warren, Pennsylvania 16365-2355
- Address
- 1770 Market St
- Branches
- 3
- Members
- 1,798
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,798 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KINZUA |
|---|---|
| Total Assets | $15.6M |
| Members | 1,798 |
| Loans Outstanding | $4.2M |
| Shares & Deposits | $13.2M |
| Net Worth | $2.4M |
| Net Worth Ratio | 15.34% |
| Loan-to-Share Ratio | 32.1% |
| Delinquency Rate | 0.14% |
| Net Income | +$137,904 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Kinzua Federal Credit Union
Main Office1770 Market St
Warren, PA 16365-1242
Disaster Recovery Location
1303 Pennsylvania Ave W
Warren, PA 16365-1921
Kinzua Federal Credit Union
115 Main St
Tidioute, PA 16351
Who Can Join KINZUA?
Membership Type: Other/Unknown
Membership eligibility for KINZUA may vary. Contact the credit union directly to confirm qualification requirements.
Contact KINZUA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. KINZUA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KINZUA has 1,798 members and a potential membership field of 4,000 people.
KINZUA's net worth ratio is 15.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.3%, KINZUA meets this threshold.
KINZUA operates 3 branch locations. The main office is located at 1770 Market St, Warren, PA 16365-1242.
KINZUA was established in 1956. It is a federal credit union chartered under charter number 11391. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KINZUA. All financial data is for informational purposes only.