KITSAP
State-Chartered • BREMERTON, Washington • Est. 1934
Quick Facts
- Charter Number
- #68576
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- BREMERTON, Washington 98337-5606
- Address
- PO BOX 990
- Branches
- 16
- ATMs
- 14
- Members
- 163,285
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
163,285 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KITSAP |
|---|---|
| Total Assets | $2.5B |
| Members | 163,285 |
| Loans Outstanding | $2.0B |
| Shares & Deposits | $2.2B |
| Net Worth | $205.3M |
| Net Worth Ratio | 8.12% |
| Loan-to-Share Ratio | 87.5% |
| Delinquency Rate | 0.79% |
| Net Income | +$42,172,246 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 14 ATMs
Corporate Office
Main Office155 Washington Ave
Bremerton, WA 98337-5606
Bremerton Drive-Up
1001 6th St
Bremerton, WA 98337-1443
East Bremerton
6651 State Highway 303 NE
Bremerton, WA 98311-3735
Harborside
155 Washington Ave
Bremerton, WA 98337-5606
Kingston
8196 NE State Highway 104
Kingston, WA 98346-9471
Who Can Join KITSAP?
Membership Type: Community
Membership eligibility for KITSAP may vary. Contact the credit union directly to confirm qualification requirements.
Contact KITSAP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Browse all federally insured credit unions in Washington, ranked by assets, members, and financial health score.
View Washington RankingsFrequently Asked Questions
Yes. KITSAP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KITSAP has 163,285 members and a potential membership field of 8,059,040 people.
KITSAP's net worth ratio is 8.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.1%, KITSAP meets this threshold.
KITSAP operates 16 branch locations and has access to 14 ATMs. The main office is located at 155 Washington Ave, Bremerton, WA 98337-5606.
KITSAP was established in 1934. It is a state-chartered credit union chartered under charter number 68576. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KITSAP. All financial data is for informational purposes only.