KO`OLAU
Federal • KAILUA, Hawaii • Est. 1953
Quick Facts
- Charter Number
- #8435
- Type
- Federal
- Established
- 1953
- Headquarters
- KAILUA, Hawaii 96734
- Address
- 6699 Mokapu Rd
- Branches
- 4
- ATMs
- 2
- Members
- 6,285
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
6,285 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KO`OLAU |
|---|---|
| Total Assets | $98.5M |
| Members | 6,285 |
| Loans Outstanding | $59.0M |
| Shares & Deposits | $88.3M |
| Net Worth | $9.3M |
| Net Worth Ratio | 9.39% |
| Loan-to-Share Ratio | 66.9% |
| Delinquency Rate | 0.14% |
| Net Income | +$964,148 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
MAIN BRANCH
Main Office6699 Mokapu Rd
KAILUA, HI 96734
KAILUA BRANCH
151 HEKILI ST STE 101
KAILUA, HI 96734
DISASTER RECOVERY
1244 KAUMUALII ST
HONOLULU, HI 96817-4402
Fiserv Portico Core
255 Fiserv Dr
Brookfield, WI 53045-5815
Who Can Join KO`OLAU?
Membership Type: Other/Unknown
Membership eligibility for KO`OLAU may vary. Contact the credit union directly to confirm qualification requirements.
Contact KO`OLAU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. KO`OLAU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KO`OLAU has 6,285 members and a potential membership field of 953,207 people.
KO`OLAU's net worth ratio is 9.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, KO`OLAU meets this threshold.
KO`OLAU operates 4 branch locations and has access to 2 ATMs. The main office is located at 6699 Mokapu Rd, KAILUA, HI 96734.
KO`OLAU was established in 1953. It is a federal credit union chartered under charter number 8435. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KO`OLAU. All financial data is for informational purposes only.