KO`OLAU
Federal • Kailua, Hawaii • Est. 1953
Quick Facts
- Charter Number
- #8435
- Type
- Federal
- Established
- 1953
- Headquarters
- Kailua, Hawaii 96734
- Address
- 6699 Mokapu Rd
- Branches
- 4
- ATMs
- 2
- Members
- 6,238
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,238 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KO`OLAU |
|---|---|
| Total Assets | $104.8M |
| Members | 6,238 |
| Loans Outstanding | $58.4M |
| Shares & Deposits | $94.4M |
| Net Worth | $9.5M |
| Net Worth Ratio | 9.08% |
| Loan-to-Share Ratio | 61.9% |
| Delinquency Rate | 0.07% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
MAIN BRANCH
Main Office6699 Mokapu Rd
Kailua, HI 96734
KAILUA BRANCH
151 HEKILI ST STE 101
Kailua, HI 96734
DISASTER RECOVERY
1244 KAUMUALII ST
Honolulu, HI 96817-4402
Fiserv Portico Core
255 Fiserv Dr
Brookfield, WI 53045-5815
Who Can Join KO`OLAU?
Membership Type: Other/Unknown
Membership eligibility for KO`OLAU may vary. Contact the credit union directly to confirm qualification requirements.
Contact KO`OLAU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Hawaii RankingsFrequently Asked Questions
KO`OLAU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, KO`OLAU has 6,238 members and a potential membership field of 953,207 people.
KO`OLAU's reported net worth ratio is 9.08% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
KO`OLAU operates 4 branch locations and has access to 2 ATMs. The main office is located at 6699 Mokapu Rd, Kailua, HI 96734.
KO`OLAU was established in 1953. It is a federal credit union chartered under charter number 8435. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or KO`OLAU. All financial data is for informational purposes only.