KRAFTSMAN
Federal • Hopewell, Virginia • Est. 1961
Quick Facts
- Charter Number
- #14185
- Type
- Federal
- Established
- 1961
- Headquarters
- Hopewell, Virginia 23860
- Address
- PO Box 1241
- Branches
- 1
- Members
- 457
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
457 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KRAFTSMAN |
|---|---|
| Total Assets | $4.9M |
| Members | 457 |
| Loans Outstanding | $1.4M |
| Shares & Deposits | $3.5M |
| Net Worth | $1.4M |
| Net Worth Ratio | 27.94% |
| Loan-to-Share Ratio | 39.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$63,981 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Kraftsman Federal Credit Union
Main Office910 Industrial St
Hopewell, VA 23860
Who Can Join KRAFTSMAN?
Membership Type: Community
Membership eligibility for KRAFTSMAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact KRAFTSMAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. KRAFTSMAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KRAFTSMAN has 457 members and a potential membership field of 1,000 people.
KRAFTSMAN's net worth ratio is 27.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 27.9%, KRAFTSMAN meets this threshold.
KRAFTSMAN operates 1 branch location. The main office is located at 910 Industrial St, Hopewell, VA 23860.
KRAFTSMAN was established in 1961. It is a federal credit union chartered under charter number 14185. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KRAFTSMAN. All financial data is for informational purposes only.