LA TERRE
Federal • HOUMA, Louisiana • Est. 1970
Quick Facts
- Charter Number
- #20002
- Type
- Federal
- Established
- 1970
- Headquarters
- HOUMA, Louisiana 70360-4701
- Address
- 701 BARROW ST
- Branches
- 1
- ATMs
- 1
- Members
- 4,965
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
4,965 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LA TERRE |
|---|---|
| Total Assets | $25.1M |
| Members | 4,965 |
| Loans Outstanding | $22.1M |
| Shares & Deposits | $23.5M |
| Net Worth | $1.6M |
| Net Worth Ratio | 6.48% |
| Loan-to-Share Ratio | 94.0% |
| Delinquency Rate | 0.99% |
| Net Income | +$101,436 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Downtown Office
Main Office701 Barrow St
Houma, LA 70360-4701
Who Can Join LA TERRE?
Membership Type: Other/Unknown
Membership eligibility for LA TERRE may vary. Contact the credit union directly to confirm qualification requirements.
Contact LA TERRE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. LA TERRE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LA TERRE has 4,965 members and a potential membership field of 210,000 people.
LA TERRE's net worth ratio is 6.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
LA TERRE operates 1 branch location and has access to 1 ATMs. The main office is located at 701 Barrow St, Houma, LA 70360-4701.
LA TERRE was established in 1970. It is a federal credit union chartered under charter number 20002. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LA TERRE. All financial data is for informational purposes only.