LAKE HURON
State-Chartered • Saginaw, Michigan • Est. 1959
Quick Facts
- Charter Number
- #61638
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Saginaw, Michigan 48604-9445
- Address
- 1540 Tittabawassee Rd
- Branches
- 3
- ATMs
- 3
- Members
- 6,264
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,264 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE HURON |
|---|---|
| Total Assets | $82.5M |
| Members | 6,264 |
| Loans Outstanding | $61.1M |
| Shares & Deposits | $67.8M |
| Net Worth | $11.8M |
| Net Worth Ratio | 14.33% |
| Loan-to-Share Ratio | 90.1% |
| Delinquency Rate | 0.57% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office1540 Tittabawassee Rd
Saginaw, MI 48604-9445
Shattuck Branch
5685 Shattuck Rd
Saginaw, MI 48603
Bay City Branch
314 E Midland St
Bay City, MI 48706
Who Can Join LAKE HURON?
Membership Type: Community
Membership eligibility for LAKE HURON may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE HURON directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
LAKE HURON is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LAKE HURON has 6,264 members and a potential membership field of 374,387 people.
LAKE HURON's reported net worth ratio is 14.33% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LAKE HURON operates 3 branch locations and has access to 3 ATMs. The main office is located at 1540 Tittabawassee Rd, Saginaw, MI 48604-9445.
LAKE HURON was established in 1959. It is a state-chartered credit union chartered under charter number 61638. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LAKE HURON. All financial data is for informational purposes only.