LAKE HURON
State-Chartered • Saginaw, Michigan • Est. 1959
Quick Facts
- Charter Number
- #61638
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Saginaw, Michigan 48603
- Address
- P.O. Box 5385
- Branches
- 3
- ATMs
- 3
- Members
- 6,271
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
6,271 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE HURON |
|---|---|
| Total Assets | $80.4M |
| Members | 6,271 |
| Loans Outstanding | $60.9M |
| Shares & Deposits | $65.9M |
| Net Worth | $11.7M |
| Net Worth Ratio | 14.54% |
| Loan-to-Share Ratio | 92.3% |
| Delinquency Rate | 1.17% |
| Net Income | +$841,679 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office1540 Tittabawassee Rd
Saginaw, MI 48604-9445
Shattuck Branch
5685 Shattuck Rd
Saginaw, MI 48603
Bay City Branch
314 E Midland St
Bay City, MI 48706
Who Can Join LAKE HURON?
Membership Type: Community
Membership eligibility for LAKE HURON may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE HURON directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. LAKE HURON is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAKE HURON has 6,271 members and a potential membership field of 374,321 people.
LAKE HURON's net worth ratio is 14.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, LAKE HURON meets this threshold.
LAKE HURON operates 3 branch locations and has access to 3 ATMs. The main office is located at 1540 Tittabawassee Rd, Saginaw, MI 48604-9445.
LAKE HURON was established in 1959. It is a state-chartered credit union chartered under charter number 61638. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAKE HURON. All financial data is for informational purposes only.