LAKE MICHIGAN
State-Chartered • Caledonia, Michigan • Est. 1933
Quick Facts
- Charter Number
- #62514
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Caledonia, Michigan 49316
- Address
- 5664 Prairie Creek Dr SE
- Branches
- 81
- ATMs
- 72
- Members
- 530,662
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
530,662 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE MICHIGAN |
|---|---|
| Total Assets | $16.9B |
| Members | 530,662 |
| Loans Outstanding | $13.4B |
| Shares & Deposits | $14.4B |
| Net Worth | $1.9B |
| Net Worth Ratio | 11.25% |
| Loan-to-Share Ratio | 92.9% |
| Delinquency Rate | 0.43% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
81 locations · 72 ATMs
Alpine
4866 Alpine Ave NW
Comstock Park, MI 49321-8579
Broadmoor
7175 Broadmoor Ave SE
Caledonia, MI 49316-9510
Cascade
1210 Spaulding Ave SE
Grand Rapids, MI 49546-6336
Lake Dr Corporate
4027 Lake Dr SE
Grand Rapids, MI 49546-8812
Grand Haven
951 Jackson Ave
Grand Haven, MI 49417
Who Can Join LAKE MICHIGAN?
Membership Type: Community
Membership eligibility for LAKE MICHIGAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE MICHIGAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
LAKE MICHIGAN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LAKE MICHIGAN has 530,662 members and a potential membership field of 33,491,579 people.
LAKE MICHIGAN's reported net worth ratio is 11.25% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LAKE MICHIGAN operates 81 branch locations and has access to 72 ATMs. The main office is located at 5664 Prairie Creek Dr SE, Caledonia, MI 49316.
LAKE MICHIGAN was established in 1933. It is a state-chartered credit union chartered under charter number 62514. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LAKE MICHIGAN. All financial data is for informational purposes only.