LAKE SUPERIOR
State-Chartered • ONTONAGON, Michigan • Est. 1959
Quick Facts
- Charter Number
- #65085
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- ONTONAGON, Michigan 49953-1620
- Address
- P.O. BOX 38
- Branches
- 1
- Members
- 1,336
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,336 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE SUPERIOR |
|---|---|
| Total Assets | $10.7M |
| Members | 1,336 |
| Loans Outstanding | $5.6M |
| Shares & Deposits | $9.2M |
| Net Worth | $1.5M |
| Net Worth Ratio | 13.83% |
| Loan-to-Share Ratio | 60.5% |
| Delinquency Rate | 0.66% |
| Net Income | +$254,813 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Lake Superior Credit Union
Main Office801 River St
Ontonagon, MI 49953-1620
Who Can Join LAKE SUPERIOR?
Membership Type: Community
Membership eligibility for LAKE SUPERIOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE SUPERIOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. LAKE SUPERIOR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAKE SUPERIOR has 1,336 members and a potential membership field of 3,000 people.
LAKE SUPERIOR's net worth ratio is 13.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.8%, LAKE SUPERIOR meets this threshold.
LAKE SUPERIOR operates 1 branch location. The main office is located at 801 River St, Ontonagon, MI 49953-1620.
LAKE SUPERIOR was established in 1959. It is a state-chartered credit union chartered under charter number 65085. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAKE SUPERIOR. All financial data is for informational purposes only.