LAKE TRUST
State-Chartered • Brighton, Michigan • Est. 1944
Quick Facts
- Charter Number
- #62047
- Type
- State-Chartered
- Established
- 1944
- Headquarters
- Brighton, Michigan 48114-7521
- Address
- 4605 S Old US Highway 23
- Branches
- 24
- ATMs
- 22
- Members
- 180,917
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
180,917 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE TRUST |
|---|---|
| Total Assets | $2.9B |
| Members | 180,917 |
| Loans Outstanding | $2.1B |
| Shares & Deposits | $2.5B |
| Net Worth | $306.4M |
| Net Worth Ratio | 10.66% |
| Loan-to-Share Ratio | 84.0% |
| Delinquency Rate | 1.02% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
24 locations · 22 ATMs
Detroit DTE
1 Energy Plz # 230
Detroit, MI 48226
Ann Arbor - Packard Branch
2222 Packard St
Ann Arbor, MI 48104-6368
Auburn Hills Branch
2550 N Squirrel Rd
Auburn Hills, MI 48326-2383
Chelsea Branch
1170 S Main St Ste 100
Chelsea, MI 48118-1472
Dewitt
12750 Escanaba Dr
Dewitt, MI 48820
Who Can Join LAKE TRUST?
Membership Type: Community
Membership eligibility for LAKE TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
LAKE TRUST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LAKE TRUST has 180,917 members and a potential membership field of 7,914,602 people.
LAKE TRUST's reported net worth ratio is 10.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LAKE TRUST operates 24 branch locations and has access to 22 ATMs. The main office is located at 4605 S Old US Highway 23, Brighton, MI 48114-7521.
LAKE TRUST was established in 1944. It is a state-chartered credit union chartered under charter number 62047. The institution has been serving members for 82 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LAKE TRUST. All financial data is for informational purposes only.