LAKESHORE
Federal • Muskegon, Michigan • Est. 1953
Quick Facts
- Charter Number
- #8709
- Type
- Federal
- Established
- 1953
- Headquarters
- Muskegon, Michigan 49441-1414
- Address
- 2182 Lakeshore Dr
- Branches
- 1
- ATMs
- 1
- Members
- 2,628
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,628 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKESHORE |
|---|---|
| Total Assets | $45.9M |
| Members | 2,628 |
| Loans Outstanding | $13.2M |
| Shares & Deposits | $40.3M |
| Net Worth | $5.3M |
| Net Worth Ratio | 11.55% |
| Loan-to-Share Ratio | 32.7% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Lakeshore Federal Credit Union
Main Office2182 Lakeshore Dr
Muskegon, MI 49441-1414
Who Can Join LAKESHORE?
Membership Type: Other/Unknown
Membership eligibility for LAKESHORE may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKESHORE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
LAKESHORE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LAKESHORE has 2,628 members and a potential membership field of 175,273 people.
LAKESHORE's reported net worth ratio is 11.55% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LAKESHORE operates 1 branch location and has access to 1 ATMs. The main office is located at 2182 Lakeshore Dr, Muskegon, MI 49441-1414.
LAKESHORE was established in 1953. It is a federal credit union chartered under charter number 8709. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LAKESHORE. All financial data is for informational purposes only.