LAKOTA
Federal • Kyle, South Dakota • Est. 2012
Quick Facts
- Charter Number
- #24847
- Type
- Federal
- Established
- 2012
- Headquarters
- Kyle, South Dakota 57752
- Address
- PO Box 196
- Branches
- 1
- Members
- 4,197
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,197 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKOTA |
|---|---|
| Total Assets | $19.2M |
| Members | 4,197 |
| Loans Outstanding | $7.9M |
| Shares & Deposits | $11.2M |
| Net Worth | $4.4M |
| Net Worth Ratio | 23.07% |
| Loan-to-Share Ratio | 70.4% |
| Delinquency Rate | 0.43% |
| Net Income | +$656,393 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Lakota Federal Credit Union
Main Office507 Main Street
Kyle, SD 57752
Who Can Join LAKOTA?
Membership Type: Other/Unknown
Membership eligibility for LAKOTA may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKOTA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. LAKOTA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAKOTA has 4,197 members and a potential membership field of 40,000 people.
LAKOTA's net worth ratio is 23.07% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.1%, LAKOTA meets this threshold.
LAKOTA operates 1 branch location. The main office is located at 507 Main Street, Kyle, SD 57752.
LAKOTA was established in 2012. It is a federal credit union chartered under charter number 24847. The institution has been serving members for 14 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAKOTA. All financial data is for informational purposes only.