LANAI
Federal • Lanai City, Hawaii • Est. 1938
Quick Facts
- Charter Number
- #2953
- Type
- Federal
- Established
- 1938
- Headquarters
- Lanai City, Hawaii 96763-1377
- Address
- PO Box 631377
- Branches
- 2
- Members
- 2,041
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,041 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LANAI |
|---|---|
| Total Assets | $36.4M |
| Members | 2,041 |
| Loans Outstanding | $5.2M |
| Shares & Deposits | $32.1M |
| Net Worth | $4.3M |
| Net Worth Ratio | 11.75% |
| Loan-to-Share Ratio | 16.2% |
| Delinquency Rate | 0.97% |
| Net Income | +$323,331 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office816 Ilima Ave
Lanai City, HI 96763
Visifi (Formerly EPL)
22 Inverness Center Pkwy Ste 400
Hoover, AL 35242-4879
Who Can Join LANAI?
Membership Type: Other/Unknown
Membership eligibility for LANAI may vary. Contact the credit union directly to confirm qualification requirements.
Contact LANAI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. LANAI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LANAI has 2,041 members and a potential membership field of 3,102 people.
LANAI's net worth ratio is 11.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, LANAI meets this threshold.
LANAI operates 2 branch locations. The main office is located at 816 Ilima Ave, Lanai City, HI 96763.
LANAI was established in 1938. It is a federal credit union chartered under charter number 2953. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LANAI. All financial data is for informational purposes only.