LANCO
Federal • Lancaster, Pennsylvania • Est. 1965
Quick Facts
- Charter Number
- #16657
- Type
- Federal
- Established
- 1965
- Headquarters
- Lancaster, Pennsylvania 17601
- Address
- 349 W Roseville Rd
- Branches
- 3
- ATMs
- 3
- Members
- 9,935
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,935 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LANCO |
|---|---|
| Total Assets | $123.5M |
| Members | 9,935 |
| Loans Outstanding | $86.8M |
| Shares & Deposits | $107.5M |
| Net Worth | $13.2M |
| Net Worth Ratio | 10.69% |
| Loan-to-Share Ratio | 80.7% |
| Delinquency Rate | 0.85% |
| Net Income | +$1,257,676 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
LANCO FCU Roseville
Main Office349 W Roseville Rd
Lancaster, PA 17601
LANCO FCU Willow Street Br
2516 Willow Street Pike N
Willow Street, PA 17584-9585
LANCO FCU Brownstown Branch
4213 Oregon Pike
Ephrata, PA 17522
Who Can Join LANCO?
Membership Type: Other/Unknown
Membership eligibility for LANCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact LANCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. LANCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LANCO has 9,935 members and a potential membership field of 500,000 people.
LANCO's net worth ratio is 10.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, LANCO meets this threshold.
LANCO operates 3 branch locations and has access to 3 ATMs. The main office is located at 349 W Roseville Rd, Lancaster, PA 17601.
LANCO was established in 1965. It is a federal credit union chartered under charter number 16657. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LANCO. All financial data is for informational purposes only.