LAUDERDALE COUNTY TEACHERS
State-Chartered • Florence, Alabama • Est. 1956
Quick Facts
- Charter Number
- #61944
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Florence, Alabama 35630
- Address
- 103 Mangum St
- Branches
- 2
- ATMs
- 2
- Members
- 1,990
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,990 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAUDERDALE COUNTY TEACHERS |
|---|---|
| Total Assets | $37.6M |
| Members | 1,990 |
| Loans Outstanding | $12.6M |
| Shares & Deposits | $32.4M |
| Net Worth | $4.6M |
| Net Worth Ratio | 12.30% |
| Loan-to-Share Ratio | 38.9% |
| Delinquency Rate | 0.02% |
| Net Income | +$477,457 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office103 Mangum St
Florence, AL 35630-1559
Florence Federal Credit Union
1505 N Pine St
Florence, AL 35630-2285
Who Can Join LAUDERDALE COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for LAUDERDALE COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAUDERDALE COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. LAUDERDALE COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAUDERDALE COUNTY TEACHERS has 1,990 members and a potential membership field of 4,000 people.
LAUDERDALE COUNTY TEACHERS's net worth ratio is 12.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, LAUDERDALE COUNTY TEACHERS meets this threshold.
LAUDERDALE COUNTY TEACHERS operates 2 branch locations and has access to 2 ATMs. The main office is located at 103 Mangum St, Florence, AL 35630-1559.
LAUDERDALE COUNTY TEACHERS was established in 1956. It is a state-chartered credit union chartered under charter number 61944. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAUDERDALE COUNTY TEACHERS. All financial data is for informational purposes only.