LBS FINANCIAL
State-Chartered • Long Beach, California • Est. 1935
Quick Facts
- Charter Number
- #68460
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Long Beach, California 90804-0860
- Address
- PO Box 4860
- Branches
- 8
- ATMs
- 8
- Members
- 137,582
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
137,582 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LBS FINANCIAL |
|---|---|
| Total Assets | $2.2B |
| Members | 137,582 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.9B |
| Net Worth | $283.5M |
| Net Worth Ratio | 13.05% |
| Loan-to-Share Ratio | 61.3% |
| Delinquency Rate | 0.61% |
| Net Income | +$22,203,280 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Bixby Knolls
4436 Atlantic Ave
Long Beach, CA 90807
Cerritos
11239 183rd St
Cerritos, CA 90703-5417
East Long Beach
4341 E 10th St
Long Beach, CA 90804-5511
Lakewood
4916 Bellflower Blvd
Lakewood, CA 90713-1810
Los Altos
6417 E Spring St
Long Beach, CA 90808-4022
Who Can Join LBS FINANCIAL?
Membership Type: Community
Membership eligibility for LBS FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact LBS FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. LBS FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LBS FINANCIAL has 137,582 members and a potential membership field of 1,420,210 people.
LBS FINANCIAL's net worth ratio is 13.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.1%, LBS FINANCIAL meets this threshold.
LBS FINANCIAL operates 8 branch locations and has access to 8 ATMs. The main office is located at 5505 Garden Grove Blvd, Westminster, CA 92683.
LBS FINANCIAL was established in 1935. It is a state-chartered credit union chartered under charter number 68460. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LBS FINANCIAL. All financial data is for informational purposes only.