LBS FINANCIAL
State-Chartered • Westminster, California • Est. 1935
Quick Facts
- Charter Number
- #68460
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Westminster, California 92683
- Address
- 5505 Garden Grove Blvd
- Branches
- 8
- ATMs
- 8
- Members
- 138,472
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
138,472 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LBS FINANCIAL |
|---|---|
| Total Assets | $2.2B |
| Members | 138,472 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.9B |
| Net Worth | $288.2M |
| Net Worth Ratio | 13.15% |
| Loan-to-Share Ratio | 60.8% |
| Delinquency Rate | 0.36% |
| Net Income | +$4,692,361 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 8 ATMs
Bixby Knolls
4436 Atlantic Ave
Long Beach, CA 90807
Cerritos
11239 183rd St
Cerritos, CA 90703-5417
East Long Beach
4341 E 10th St
Long Beach, CA 90804-5511
Lakewood
4916 Bellflower Blvd
Lakewood, CA 90713-1810
Los Altos
6417 E Spring St
Long Beach, CA 90808-4022
Who Can Join LBS FINANCIAL?
Membership Type: Community
Membership eligibility for LBS FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact LBS FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
LBS FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LBS FINANCIAL has 138,472 members and a potential membership field of 1,415,390 people.
LBS FINANCIAL's reported net worth ratio is 13.15% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LBS FINANCIAL operates 8 branch locations and has access to 8 ATMs. The main office is located at 5505 Garden Grove Blvd, Westminster, CA 92683.
LBS FINANCIAL was established in 1935. It is a state-chartered credit union chartered under charter number 68460. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LBS FINANCIAL. All financial data is for informational purposes only.