LEGACY COMMUNITY
Federal • BIRMINGHAM, Alabama • Est. 1955
Quick Facts
- Charter Number
- #24421
- Type
- Federal
- Established
- 1955
- Headquarters
- BIRMINGHAM, Alabama 35242-2994
- Address
- 100 CORPORATE RDG STE 200
- Branches
- 12
- ATMs
- 11
- Members
- 29,974
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
29,974 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LEGACY COMMUNITY |
|---|---|
| Total Assets | $734.0M |
| Members | 29,974 |
| Loans Outstanding | $439.2M |
| Shares & Deposits | $636.0M |
| Net Worth | $93.5M |
| Net Worth Ratio | 13.55% |
| Loan-to-Share Ratio | 69.1% |
| Delinquency Rate | 0.91% |
| Net Income | +$8,508,018 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 11 ATMs
Main Office
1400 20th St S
Birmingham, AL 35205-4914
PRINCETON
701 PRINCETON AVE SW
BIRMINGHAM, AL 35211-1303
MEADOWBROOK
200 Corporate Rdg
Birmingham, AL 35242-2948
HUFFMAN
9825 PARKWAY E
BIRMINGHAM, AL 35215-7301
CHACE LAKE
1880 Chace Dr
Hoover, AL 35244-1825
Who Can Join LEGACY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for LEGACY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LEGACY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. LEGACY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LEGACY COMMUNITY has 29,974 members and a potential membership field of 1,276,306 people.
LEGACY COMMUNITY's net worth ratio is 13.55% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, LEGACY COMMUNITY meets this threshold.
LEGACY COMMUNITY operates 12 branch locations and has access to 11 ATMs. The main office is located at 100 Corporate Rdg Ste 200, BIRMINGHAM, AL 35242-2994.
LEGACY COMMUNITY was established in 1955. It is a federal credit union chartered under charter number 24421. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LEGACY COMMUNITY. All financial data is for informational purposes only.