LEGACY COMMUNITY
Federal • Birmingham, Alabama • Est. 1955
Quick Facts
- Charter Number
- #24421
- Type
- Federal
- Established
- 1955
- Headquarters
- Birmingham, Alabama 35242-2994
- Address
- 100 Corporate Rdg Ste 200
- Branches
- 12
- ATMs
- 11
- Members
- 39,671
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
39,671 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LEGACY COMMUNITY |
|---|---|
| Total Assets | $736.3M |
| Members | 39,671 |
| Loans Outstanding | $428.9M |
| Shares & Deposits | $638.3M |
| Net Worth | $94.6M |
| Net Worth Ratio | 13.30% |
| Loan-to-Share Ratio | 67.2% |
| Delinquency Rate | 1.07% |
| Net Income | +$1,129,028 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 11 ATMs
Main Office
1400 20th St S
Birmingham, AL 35205-4914
PRINCETON
701 PRINCETON AVE SW
Birmingham, AL 35211-1303
MEADOWBROOK
200 Corporate Rdg
Birmingham, AL 35242-2948
HUFFMAN
9825 PARKWAY E
Birmingham, AL 35215-7301
CHACE LAKE
1880 Chace Dr
Hoover, AL 35244-1825
Who Can Join LEGACY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for LEGACY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LEGACY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
LEGACY COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LEGACY COMMUNITY has 39,671 members and a potential membership field of 1,211,902 people.
LEGACY COMMUNITY's reported net worth ratio is 13.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LEGACY COMMUNITY operates 12 branch locations and has access to 11 ATMs. The main office is located at 100 Corporate Rdg Ste 200, Birmingham, AL 35242-2994.
LEGACY COMMUNITY was established in 1955. It is a federal credit union chartered under charter number 24421. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LEGACY COMMUNITY. All financial data is for informational purposes only.