LENCO
State-Chartered • Adrian, Michigan • Est. 1970
Quick Facts
- Charter Number
- #60991
- Type
- State-Chartered
- Established
- 1970
- Headquarters
- Adrian, Michigan 49221-1630
- Address
- 615 W Maple Ave
- Branches
- 2
- ATMs
- 2
- Members
- 7,565
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,565 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LENCO |
|---|---|
| Total Assets | $143.6M |
| Members | 7,565 |
| Loans Outstanding | $78.3M |
| Shares & Deposits | $125.3M |
| Net Worth | $17.2M |
| Net Worth Ratio | 11.98% |
| Loan-to-Share Ratio | 62.5% |
| Delinquency Rate | 0.16% |
| Net Income | +$386,273 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Lenco CU Main Address
Main Office615 W Maple Ave
Adrian, MI 49221-1630
Lenco CU Branch
1455 E US Highway 223
Adrian, MI 49221-4382
Who Can Join LENCO?
Membership Type: Community
Membership eligibility for LENCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact LENCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
LENCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LENCO has 7,565 members and a potential membership field of 100,000 people.
LENCO's reported net worth ratio is 11.98% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LENCO operates 2 branch locations and has access to 2 ATMs. The main office is located at 615 W Maple Ave, Adrian, MI 49221-1630.
LENCO was established in 1970. It is a state-chartered credit union chartered under charter number 60991. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LENCO. All financial data is for informational purposes only.