LIBERTY BAY
State-Chartered • Braintree, Massachusetts • Est. 1917
Quick Facts
- Charter Number
- #67541
- Type
- State-Chartered
- Established
- 1917
- Headquarters
- Braintree, Massachusetts 02184-3909
- Address
- 300 Granite St Fl 3
- Branches
- 4
- ATMs
- 2
- Members
- 21,692
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,692 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LIBERTY BAY |
|---|---|
| Total Assets | $839.9M |
| Members | 21,692 |
| Loans Outstanding | $642.8M |
| Shares & Deposits | $590.6M |
| Net Worth | $123.5M |
| Net Worth Ratio | 14.70% |
| Loan-to-Share Ratio | 108.8% |
| Delinquency Rate | 0.09% |
| Net Income | +$1,036,227 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
Liberty Bay Credit Union
Main Office300 Granite St Fl 3
Braintree, MA 02184-3909
Liberty Bay Credit Union
300 Granite St Fl 1
Braintree, MA 02184-3909
Liberty Bay Credit Union
10 Downer Ave
Hingham, MA 02043
Liberty Bay Credit Union
9 Brook St
Scituate, MA 02066-1309
Who Can Join LIBERTY BAY?
Membership Type: Community
Membership eligibility for LIBERTY BAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LIBERTY BAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
LIBERTY BAY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LIBERTY BAY has 21,692 members and a potential membership field of 2,974,000 people.
LIBERTY BAY's reported net worth ratio is 14.70% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LIBERTY BAY operates 4 branch locations and has access to 2 ATMs. The main office is located at 300 Granite St Fl 3, Braintree, MA 02184-3909.
LIBERTY BAY was established in 1917. It is a state-chartered credit union chartered under charter number 67541. The institution has been serving members for 109 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LIBERTY BAY. All financial data is for informational purposes only.