LIBERTY BAY
State-Chartered • Braintree, Massachusetts • Est. 1917
Quick Facts
- Charter Number
- #67541
- Type
- State-Chartered
- Established
- 1917
- Headquarters
- Braintree, Massachusetts 02184-3909
- Address
- 300 Granite St Fl 3
- Branches
- 4
- ATMs
- 2
- Members
- 21,668
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
21,668 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LIBERTY BAY |
|---|---|
| Total Assets | $819.6M |
| Members | 21,668 |
| Loans Outstanding | $636.5M |
| Shares & Deposits | $565.7M |
| Net Worth | $122.4M |
| Net Worth Ratio | 14.94% |
| Loan-to-Share Ratio | 112.5% |
| Delinquency Rate | 0.27% |
| Net Income | +$4,445,317 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
Liberty Bay Credit Union
Main Office300 Granite St Fl 3
Braintree, MA 02184-3909
Liberty Bay Credit Union
300 Granite St Fl 1
Braintree, MA 02184-3909
Liberty Bay Credit Union
10 Downer Ave
Hingham, MA 02043
Liberty Bay Credit Union
9 Brook St
Scituate, MA 02066-1309
Who Can Join LIBERTY BAY?
Membership Type: Community
Membership eligibility for LIBERTY BAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LIBERTY BAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. LIBERTY BAY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LIBERTY BAY has 21,668 members and a potential membership field of 2,973,000 people.
LIBERTY BAY's net worth ratio is 14.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.9%, LIBERTY BAY meets this threshold.
LIBERTY BAY operates 4 branch locations and has access to 2 ATMs. The main office is located at 300 Granite St Fl 3, Braintree, MA 02184-3909.
LIBERTY BAY was established in 1917. It is a state-chartered credit union chartered under charter number 67541. The institution has been serving members for 109 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LIBERTY BAY. All financial data is for informational purposes only.