LOCAL 697
Federal • MERRILLVILLE, Indiana • Est. 1958
Quick Facts
- Charter Number
- #12745
- Type
- Federal
- Established
- 1958
- Headquarters
- MERRILLVILLE, Indiana 46410
- Address
- 7200 MISSISSIPPI ST STE 400
- Branches
- 1
- Members
- 3,264
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
3,264 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCAL 697 |
|---|---|
| Total Assets | $46.2M |
| Members | 3,264 |
| Loans Outstanding | $23.2M |
| Shares & Deposits | $38.6M |
| Net Worth | $7.8M |
| Net Worth Ratio | 16.92% |
| Loan-to-Share Ratio | 60.2% |
| Delinquency Rate | 5.71% |
| Net Income | +$274,307 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Local 697 FCU Office
Main Office7200 MISSISSIPPI ST STE 400
MERRILLVILLE, IN 46410
Who Can Join LOCAL 697?
Membership Type: Community
Membership eligibility for LOCAL 697 may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCAL 697 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. LOCAL 697 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOCAL 697 has 3,264 members and a potential membership field of 5,000 people.
LOCAL 697's net worth ratio is 16.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, LOCAL 697 meets this threshold.
LOCAL 697 operates 1 branch location. The main office is located at 7200 MISSISSIPPI ST STE 400, MERRILLVILLE, IN 46410.
LOCAL 697 was established in 1958. It is a federal credit union chartered under charter number 12745. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOCAL 697. All financial data is for informational purposes only.