LOCAL 697
Federal • Merrillville, Indiana • Est. 1958
Quick Facts
- Charter Number
- #12745
- Type
- Federal
- Established
- 1958
- Headquarters
- Merrillville, Indiana 46410
- Address
- 7200 MISSISSIPPI ST STE 400
- Branches
- 1
- Members
- 3,317
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 4% and a delinquency rate below 5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,317 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCAL 697 |
|---|---|
| Total Assets | $47.5M |
| Members | 3,317 |
| Loans Outstanding | $22.9M |
| Shares & Deposits | $39.9M |
| Net Worth | $7.8M |
| Net Worth Ratio | 16.45% |
| Loan-to-Share Ratio | 57.4% |
| Delinquency Rate | 4.52% |
| Net Income | +$3,847 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Local 697 FCU Office
Main Office7200 MISSISSIPPI ST STE 400
Merrillville, IN 46410
Who Can Join LOCAL 697?
Membership Type: Community
Membership eligibility for LOCAL 697 may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCAL 697 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
LOCAL 697 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LOCAL 697 has 3,317 members and a potential membership field of 5,000 people.
LOCAL 697's reported net worth ratio is 16.45% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LOCAL 697 operates 1 branch location. The main office is located at 7200 MISSISSIPPI ST STE 400, Merrillville, IN 46410.
LOCAL 697 was established in 1958. It is a federal credit union chartered under charter number 12745. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LOCAL 697. All financial data is for informational purposes only.