LOCAL 804
Federal • Port Washington, New York • Est. 1978
Quick Facts
- Charter Number
- #23144
- Type
- Federal
- Established
- 1978
- Headquarters
- Port Washington, New York 11050-3765
- Address
- 44 S Bayles Ave Ste 204
- Branches
- 2
- ATMs
- 1
- Members
- 3,166
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,166 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCAL 804 |
|---|---|
| Total Assets | $21.7M |
| Members | 3,166 |
| Loans Outstanding | $13.5M |
| Shares & Deposits | $15.0M |
| Net Worth | $6.8M |
| Net Worth Ratio | 31.10% |
| Loan-to-Share Ratio | 90.3% |
| Delinquency Rate | 3.58% |
| Net Income | +$103,597 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Local 804 FCU
Main Office44 S Bayles Ave Ste 204
Port Washington, NY 11050-3765
Q-Side FCU
21131 Jamaica Ave
Queens Village, NY 11428-1621
Who Can Join LOCAL 804?
Membership Type: Occupational
Membership eligibility for LOCAL 804 may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCAL 804 directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
LOCAL 804 is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, LOCAL 804 has 3,166 members and a potential membership field of 15,000 people.
LOCAL 804's reported net worth ratio is 31.10% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
LOCAL 804 operates 2 branch locations and has access to 1 ATMs. The main office is located at 44 S Bayles Ave Ste 204, Port Washington, NY 11050-3765.
LOCAL 804 was established in 1978. It is a federal credit union chartered under charter number 23144. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or LOCAL 804. All financial data is for informational purposes only.