LOCAL 804
Federal • Port Washington, New York • Est. 1978
Quick Facts
- Charter Number
- #23144
- Type
- Federal
- Established
- 1978
- Headquarters
- Port Washington, New York 11050-3765
- Address
- 44 S Bayles Ave Ste 204
- Branches
- 2
- ATMs
- 1
- Members
- 3,168
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
3,168 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCAL 804 |
|---|---|
| Total Assets | $21.8M |
| Members | 3,168 |
| Loans Outstanding | $13.9M |
| Shares & Deposits | $15.2M |
| Net Worth | $6.6M |
| Net Worth Ratio | 30.48% |
| Loan-to-Share Ratio | 91.8% |
| Delinquency Rate | 3.77% |
| Net Income | +$599,434 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Local 804 FCU
Main Office44 S Bayles Ave Ste 204
Port Washington, NY 11050-3765
Q-Side FCU
21131 Jamaica Ave
Queens Village, NY 11428-1621
Who Can Join LOCAL 804?
Membership Type: Occupational
Membership eligibility for LOCAL 804 may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCAL 804 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. LOCAL 804 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOCAL 804 has 3,168 members and a potential membership field of 15,000 people.
LOCAL 804's net worth ratio is 30.48% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 30.5%, LOCAL 804 meets this threshold.
LOCAL 804 operates 2 branch locations and has access to 1 ATMs. The main office is located at 44 S Bayles Ave Ste 204, Port Washington, NY 11050-3765.
LOCAL 804 was established in 1978. It is a federal credit union chartered under charter number 23144. The institution has been serving members for 48 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOCAL 804. All financial data is for informational purposes only.