LOCO
State-Chartered • ALAMOGORDO, New Mexico • Est. 1953
Quick Facts
- Charter Number
- #66117
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- ALAMOGORDO, New Mexico 88311
- Address
- P. O. BOX 1743
- Branches
- 1
- Members
- 4,167
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,167 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCO |
|---|---|
| Total Assets | $64.5M |
| Members | 4,167 |
| Loans Outstanding | $26.2M |
| Shares & Deposits | $56.2M |
| Net Worth | $8.3M |
| Net Worth Ratio | 12.74% |
| Loan-to-Share Ratio | 46.6% |
| Delinquency Rate | 0.79% |
| Net Income | +$588,798 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
LOCO Credit Union
Main Office808 Washington Ave
Alamogordo, NM 88310-5166
Who Can Join LOCO?
Membership Type: Community
Membership eligibility for LOCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Mexico RankingsFrequently Asked Questions
Yes. LOCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOCO has 4,167 members and a potential membership field of 69,711 people.
LOCO's net worth ratio is 12.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, LOCO meets this threshold.
LOCO operates 1 branch location. The main office is located at 808 Washington Ave, Alamogordo, NM 88310-5166.
LOCO was established in 1953. It is a state-chartered credit union chartered under charter number 66117. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOCO. All financial data is for informational purposes only.